Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Pay Monthly Soundbars — No Credit Check, Bad Credit Welcome

Get a brand-new soundbar today and pay monthly with TrustPay — no credit checks, no deposit, 0% APR.

Looking for pay monthly soundbars? Trusty Stores lets you shop the latest models and spread the cost over 12 affordable monthly instalments — with TrustPay there are no credit checks, no hidden fees, no deposit and no impact on your credit score when you apply.

Every customer is approved instantly up to £1,200, so you can pick your soundbar and start paying in small, manageable amounts. It's the simple way to get what you need without waiting or worrying about credit history.

Whichever brand or model you go for, we'll dispatch fast and keep you updated every step of the way.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £70.20 split into 12 payments of £5.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £70.20. 0% APR, no interest, no fees.

What you can get on this plan

Sanus SASB1-B1 Depth Adjustable Universal Soundbar Mount — 12 payments of £5.85 (£70.20 total, 0% APR)
Sharp HT-SB140MT 2 ch 150 Watt All in One Soundbar — 12 payments of £13.35 (£160.20 total, 0% APR)
Samsung HW-B400F B-Series 2.0ch Soundbar with Built-In Subwoofer - Black — 12 payments of £17.00 (£203.98 total, 0% APR)
TCL S65K 5.1ch True Surround Soundbar - Black — 12 payments of £26.85 (£322.20 total, 0% APR)
Sonos Ray All-In-One Soundbar - Black — 12 payments of £30.50 (£365.95 total, 0% APR)
FSLK1001HOXGB Hoxton Sound Freestanding TV + Soundbar Stand - Grey | AVF-FSLK1001HOXGB — 12 payments of £38.00 (£455.98 total, 0% APR)
Hisense HS3100 3.1 Channel Soundbar with Wireless Subwoofer — 12 payments of £39.35 (£472.20 total, 0% APR)
TCL Q75HK 5.1.2 Channel Wireless Soundbar with Dolby Atmos & DTS:X — 12 payments of £46.85 (£562.20 total, 0% APR)
Sony HT-S2000 3.1 Channel Dolby Atmos DTS:X Soundbar - Black — 12 payments of £62.85 (£754.20 total, 0% APR)
Samsung HW-Q600H Q-Series Wireless Soundbar 3.1.2 Ch — 12 payments of £76.86 (£922.20 total, 0% APR)
Samsung HW-Q800F 5.2.1ch Subwoofer with Soundbar — 12 payments of £91.85 (£1102.20 total, 0% APR)
JBL BAR 800 5.1ch Soundbar - Black — 12 payments of £99.35 (£1192.20 total, 0% APR)

Frequently asked questions

Can I get a soundbar on pay monthly with bad credit?

Yes. TrustPay performs no credit checks, so customers with bad credit, CCJs or no credit history are all welcome and approved instantly up to £1,200.

How much will my soundbar cost per month?

Your soundbar cost is split into 12 equal monthly instalments. For example, a £250 soundbar costs just £21 per month with 0% APR.

Is there a deposit on soundbars?

No deposit is required. Apply, choose your soundbar and start your monthly payments.

What if I miss a payment?

We're flexible — contact us and we'll help you reschedule a payment free of charge if you need to.

Apply for a TrustPay account — instant decision, no credit check