Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Pay Monthly Wireless Headphones — No Credit Check, Bad Credit Welcome

Get a brand-new wireless headphones today and pay monthly with TrustPay — no credit checks, no deposit, 0% APR.

Looking for pay monthly wireless headphones? Trusty Stores lets you shop the latest models and spread the cost over 12 affordable monthly instalments — with TrustPay there are no credit checks, no hidden fees, no deposit and no impact on your credit score when you apply.

Every customer is approved instantly up to £1,200, so you can pick your wireless headphones and start paying in small, manageable amounts. It's the simple way to get what you need without waiting or worrying about credit history.

Whichever brand or model you go for, we'll dispatch fast and keep you updated every step of the way.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £53.98 split into 12 payments of £4.50 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £53.98. 0% APR, no interest, no fees.

What you can get on this plan

JBL Tune 520BT Bluetooth Headphones - Black — 12 payments of £4.50 (£53.98 total, 0% APR)
JLab GO Air Pop In-Ear True Wireless Earbuds - Black — 12 payments of £5.50 (£65.98 total, 0% APR)
ATH-S220BTBK Wired/Wireless Bluetooth Headphones - Black | AUD-ATH-S220BTBK — 12 payments of £7.35 (£88.20 total, 0% APR)
ATH-SQ1TWWH Bluetooth Wireless Earbuds - White | AUD-ATH-SQ1TWWH — 12 payments of £7.35 (£88.20 total, 0% APR)
ATH-M20XBT Wireless Bluetooth Headphones - Black | AUD-ATH-M20XBT — 12 payments of £10.35 (£124.20 total, 0% APR)
JBL LIVE 770NC Noise Cancelling Bluetooth Headphones - White — 12 payments of £14.00 (£167.95 total, 0% APR)
Sony ULT WEAR WH-ULT900NB Noise Cancelling Wireless Bluetooth Headphones - Black — 12 payments of £20.48 (£245.76 total, 0% APR)
JBL LIVE 770NCBLK Noise Cancelling Bluetooth Headphones - Black — 12 payments of £25.85 (£310.20 total, 0% APR)
Technics EAHAZ80EA Wireless Earbuds with Noise Cancelling — 12 payments of £32.00 (£383.98 total, 0% APR)
Apple AirPods Pro 2nd generation with MagSafe and USB-C 2023 — 12 payments of £32.25 (£387.00 total, 0% APR)
Technics EAH-AZ100-EK AZ100 True Wireless Earbuds with Magnetic Fluid Driver - Black — 12 payments of £36.35 (£436.20 total, 0% APR)
Sonos ACE Ultra Over Ear Wireless Headphones Bluetooth - White — 12 payments of £59.85 (£718.20 total, 0% APR)

Frequently asked questions

Can I get a wireless headphones on pay monthly with bad credit?

Yes. TrustPay performs no credit checks, so customers with bad credit, CCJs or no credit history are all welcome and approved instantly up to £1,200.

How much will my wireless headphones cost per month?

Your wireless headphones cost is split into 12 equal monthly instalments. For example, a £180 wireless headphones costs just £15 per month with 0% APR.

Is there a deposit on wireless headphones?

No deposit is required. Apply, choose your wireless headphones and start your monthly payments.

What if I miss a payment?

We're flexible — contact us and we'll help you reschedule a payment free of charge if you need to.

Apply for a TrustPay account — instant decision, no credit check