Buy Now Pay Later Even With Bad Credit – No Credit Checks!

At Trusty Stores, we believe everyone deserves access to great products, which is why we offer a flexible way to buy now pay later, even if you have bad credit.

At Trusty Stores, we believe everyone deserves access to the products they need, which is why our TrustPay service offers a flexible Buy Now Pay Later option, even if you've been turned down elsewhere.

Life happens, and sometimes your credit history might not reflect your current ability to manage payments. That's why we look beyond your credit score. With TrustPay, you can get instant approval for up to £1,200, allowing you to spread the cost of your purchases with 0% APR. We're here to help you shop with confidence, without the worry of traditional credit checks.

We understand that applying for credit can be stressful, especially with a less-than-perfect history. Our Buy Now Pay Later scheme is designed to be inclusive and straightforward. There are no complicated forms or lengthy waiting times. Just choose TrustPay at checkout, and you could be approved in moments, making it easier to get the items you need for your home and family right away.

Trusty Stores is committed to responsible lending. Our 0% APR ensures you only pay for the price of your goods, with no hidden interest charges. We provide clear, manageable payment plans tailored to your budget, whether you prefer to pay monthly or weekly. Discover a fairer way to shop with TrustPay and join thousands of satisfied customers across the UK.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

What is

Buy Now Pay Later allows you to get your items straight away and spread the cost of your purchase over a set period, without having to pay the full amount upfront. With Trusty Stores, it's 0% APR and there are no credit checks.

Can I get Buy Now Pay Later with bad credit?

Yes, you can! Trusty Stores specialises in inclusive lending. Our TrustPay service offers Buy Now Pay Later with no credit checks, so your credit history won't prevent you from getting approved for up to £1,200.

How does TrustPay's 'no credit check' work?

Instead of relying on traditional credit scores, TrustPay assesses your affordability based on other factors. This means we can offer instant approval up to £1,200 without performing a hard credit check, making it accessible for more people.

What is the maximum I can get approved for?

With TrustPay, you can get approved for up to £1,200, allowing you to purchase a wide range of products from our store and spread the cost with 0% APR.

Are there any interest charges with TrustPay?

No, absolutely not. TrustPay offers 0% APR (Annual Percentage Rate) on all Buy Now Pay Later plans. The price you see is the price you pay, with no hidden interest.

Related pages

Apply for a TrustPay account — instant decision, no credit check