Having a poor credit history shouldn't stop you from getting the things you need, which is why our bad credit catalogue offers a welcoming and stress-free way to shop.
We understand that finding credit can be frustrating when you have a low credit score. Mainstream lenders often say 'no', leaving you feeling stuck. That's where Trusty Stores is different. We believe in inclusive lending, which means we look at your current situation, not just your past. Our catalogue is designed for real people, offering a fairer and more understanding way to get credit. We provide a straightforward path to the products you want, helping you move forward without making you jump through hoops.
With our TrustPay system, you can get the items you need now and spread the cost affordably. When you shop with us, you can get approved for up to £1,200 in credit instantly. The best part? We offer this with 0% APR, so you only pay for the cost of your items. As part of our commitment to accessible credit, we use our own assessment and don't perform credit checks. This allows us to approve more customers and give them the peace of mind they deserve.
Ready to start shopping? Our catalogue is packed with thousands of great products, from the latest tech and home appliances to furniture and fashion. Simply add your chosen items to your basket, select TrustPay at the checkout, and get an instant decision. There are no complicated forms or waiting around. Just a simple, quick application for up to £1,200 in credit. Enjoy your purchase straight away and pay for it in manageable weekly or monthly instalments.
Every TrustPay plan is 12 equal payments. You choose how often they come out:
The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.
Yes, you can. At Trusty Stores, we offer a catalogue with our unique TrustPay system. We provide instant approval for up to £1,200 in credit without performing any credit checks, making it accessible for those with a poor credit history or no credit file.
Our customers find Trusty Stores to be one of the simplest catalogues to get approval for. We welcome people with all credit histories, offering instant decisions with TrustPay. We provide up to £1,200 at 0% APR as part of our inclusive approach, with no credit check required.
A bad credit catalogue works like a regular one but with a fairer approach to credit. With Trusty Stores, you shop our products and select TrustPay at the checkout. You'll get an instant credit decision and, if approved, can split the cost into manageable weekly or monthly payments at 0% APR.
No, we don't. We believe everyone deserves access to the products they need, so we've replaced traditional credit checks with our own TrustPay approval process. This allows us to offer credit responsibly and inclusively without focusing on your past credit score.
Absolutely. Our pay monthly finance is designed for everyone, including those with bad credit. Our TrustPay service is a buy now, pay later option that offers instant credit of up to £1,200 with 0% APR. We don't require a credit check, making it an ideal choice.
Apply for a TrustPay account — instant decision, no credit check