Worried about your credit history holding you back? At Trusty Stores, we offer a welcoming alternative, giving you the spending power you need with our simple TrustPay finance, even if you have bad credit.
We understand that a less-than-perfect credit score can make shopping stressful. That’s why we’ve created a catalogue for people with bad credit. Forget the endless searching and disappointing rejections. With our inclusive approach, you can get approved for up to £1,200 in credit. We look beyond your credit history to give you the fair chance you deserve. Shopping for home essentials, tech, or fashion has never been more straightforward. We’re here to help you get the things you need without the fuss.
Our TrustPay service is designed with you in mind. It allows you to buy now and spread the cost over time with pay-weekly or pay-monthly plans, all at 0% APR. This means you’ll never pay a penny more than the ticket price. There are no hidden fees or complicated terms. We believe in transparent and fair finance for everyone. Applying is quick and easy, and because we don’t perform credit checks, your application won’t impact your credit file, giving you complete peace of mind.
Ready to start shopping? Our catalogue is filled with thousands of products, from the latest electronics and home appliances to stylish furniture and fashion for the whole family. Because we offer finance with no credit check, you can get pre-approved and start browsing right away. Simply add your favourite items to your basket, choose TrustPay at checkout, and enjoy your new purchases. It’s the simple, affordable, and stress-free way to shop, regardless of your credit history.
Every TrustPay plan is 12 equal payments. You choose how often they come out:
The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.
Absolutely. We specialise in offering catalogue finance to customers with bad credit or no credit history. Our TrustPay system is designed to be inclusive, offering instant approval up to £1,200.
Our customers find our catalogue one of the easiest to be approved for. With TrustPay, there's no credit check, and approval is instant, making the process quick and simple.
Yes. We use TrustPay for our financing, which means we don't perform any credit checks. Your approval is based on affordability, not your past credit history.
It's simple. You can shop our catalogue and at checkout, select TrustPay to spread the cost with 0% APR pay-weekly or pay-monthly plans. You get the goods right away and pay for them over time.
Yes, Trusty Stores is fully compliant with the Financial Conduct Authority (FCA). We are committed to responsible and transparent lending practices to ensure our customers are treated fairly.
Apply for a TrustPay account — instant decision, no credit check