Bad Credit Catalogues with 0% APR & Instant Approval

Discover an easier way to shop with Trusty Stores, offering bad credit catalogues designed to help you get the products you need without worrying about your credit history.

At Trusty Stores, we believe everyone deserves access to quality products. That’s why our bad credit catalogues, powered by TrustPay, offer a fantastic solution for those with a less-than-perfect credit score. Forget the worry of traditional credit checks; with us, your approval is instant, and you can get up to £1,200 to spend on a wide range of items. It’s all about giving you a fair chance and making shopping stress-free and accessible.

Shopping with Trusty Stores is incredibly straightforward. Once you’re approved – and remember, there’s no credit check involved – you can start browsing our extensive catalogues. With TrustPay, you benefit from 0% APR, meaning you only pay back the price of your goods, making budgeting simple and transparent. We’re committed to providing a supportive and inclusive shopping experience, ensuring you can enjoy your purchases without hidden fees or complications.

We understand that circumstances can affect credit scores, and we don't think that should stop you from getting the things you need for your home and family. Our pay-monthly and pay-weekly options are tailored to fit your budget, allowing you to manage your payments comfortably. With instant approval up to £1,200, Trusty Stores and TrustPay are here to help you shop with confidence, offering a clear path to getting the products you love with no credit check worries.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Can I get a catalogue with bad credit?

Yes, absolutely! With Trusty Stores and TrustPay, we offer catalogues specifically designed for customers with bad credit or no credit history. We focus on inclusive lending, so a low credit score won't hold you back.

Do catalogues approve everyone?

While we strive to approve as many customers as possible, approval is based on our internal checks. However, with Trusty Stores, there are no traditional credit checks, and we offer instant approval up to £1,200 through TrustPay, making it much easier to get accepted.

What is 0% APR on a catalogue?

0% APR means you pay no interest on your purchases. With Trusty Stores and TrustPay, you only pay back the exact price of the products you buy, making your payments clear, simple, and affordable, whether you choose pay-monthly or pay-weekly.

How does 'no credit check' work with TrustPay?

Our 'no credit check' approach means we don't perform traditional credit file searches that could impact your score. Instead, TrustPay uses alternative methods to assess affordability, allowing for instant approval up to £1,200, making our catalogues accessible to more people.

What can I buy with a Trusty Stores catalogue?

Once approved up to £1,200 with TrustPay, you can shop a fantastic range of products across our catalogues, including home goods, electronics, and more. Our 0% APR offer makes it easy and affordable to get the items you need for your home.

Related pages

Apply for a TrustPay account — instant decision, no credit check