Transform your living space with our bad credit sofas, backed by flexible TrustPay financing at 0% APR with no credit check required.
Upgrade your living room comfortably with our stylish selection of corner sofas, recliners, and classic suites designed for real life. At Trusty Stores, we practice inclusive lending because we believe past financial bumps shouldn't stop you from creating a warm, welcoming home. With TrustPay, you can spread the cost over manageable weekly or monthly instalments at 0% APR. Choose your favourite fabric, pick your layout, and enjoy premium living room comfort without the stress of upfront fees or rigid credit barriers.
Getting your new furniture is quick and straightforward. With no credit check required, our simple online setup looks at what you can comfortably afford today, granting instant approval up to £1,200. There are no hidden charges, surprise admin fees, or compounding interest penalties down the line. Every TrustPay payment plan is completely interest-free, allowing you to furnish your space with total confidence. We handle the finance simply and ethically, so you can focus entirely on picking the perfect sofa for your home.
Once you are approved up to £1,200, we arrange swift delivery directly to your home across the UK. Relaxing on a plush, supportive sofa should be accessible to everyone, regardless of previous credit scores or a lack of credit history. Our friendly UK-based support team is always here to help you manage your instalment schedule easily. Explore our full sofa collection today, select flexible TrustPay financing at checkout, and enjoy genuine 0% APR repayments that fit comfortably into your regular household budget.
Every TrustPay plan is 12 equal payments. You choose how often they come out:
The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.
Yes, you can easily finance a new sofa through TrustPay at Trusty Stores. We focus on modern affordability rather than past credit scores, offering a warm and inclusive finance option designed to help you furnish your home comfortably.
No, we do not perform hard credit checks that could lower your score. TrustPay assesses your everyday affordability instead, meaning there is no credit check to hold you back from furnishing your home.
With TrustPay, eligible shoppers can receive instant approval up to £1,200, which can be applied immediately to our wide range of corner sofas, two-seaters, and recliner suites at checkout.
TrustPay is completely 0% APR. You will only ever pay the exact retail price of your sofa, divided into predictable weekly or monthly repayments with zero interest and no hidden fees.
Applying is simple and happens directly at checkout. Simply add your chosen sofa to your basket, select TrustPay, choose your preferred weekly or monthly repayment schedule, and complete our quick digital affordability review.
Apply for a TrustPay account — instant decision, no credit check