Buy Now Pay Later Catalogues with Instant Approval UK

Discover the easy way to shop now and pay later with instant approval – perfect for everyone in the UK, even if you have a less-than-perfect credit history.

Shopping for the items you need shouldn't be held back by complicated credit checks. At Trusty Stores, we believe in making quality products accessible to everyone. With TrustPay, you can get approved instantly for up to £1,200, allowing you to spread the cost without any hidden fees. It’s simply smarter shopping, designed with you in mind, offering a helping hand when you need it most, without the hurdles.

Our 0% APR promise means you only pay for the items you buy, with absolutely no interest added – ever. This clear and straightforward approach to finance helps you manage your budget effectively. Whether you’re looking for home essentials, the latest tech, or fashion, Trusty Stores and TrustPay make it possible to get what you want today, and pay for it in manageable, interest-free instalments, approved instantly.

Forget about the stress of traditional credit applications. Trusty Stores offers a refreshingly simple way to buy now and pay later. Our no credit check policy means your past financial history won't stand in the way of getting the items you need. Enjoy the convenience of instant approval up to £1,200 and start shopping our extensive range of products today with complete peace of mind, thanks to TrustPay.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

How does 'buy now pay later no credit check' work?

With Trusty Stores, our TrustPay option allows you to buy what you need today and pay for it over time with 0% APR. We conduct no credit checks and offer instant approval up to £1,200, making it accessible for everyone.

Can I get instant approval with bad credit?

Yes! Trusty Stores focuses on inclusive lending. Our TrustPay service provides instant approval up to £1,200 with no credit check, meaning your credit history won't prevent you from shopping pay-monthly or pay-weekly.

What is 0% APR and how does it benefit me?

0% APR means you pay no interest on your purchases. When you use TrustPay at Trusty Stores, you only pay back the price of your items, making it an affordable and transparent way to spread the cost without extra charges.

What is the maximum I can be approved for?

With TrustPay, you can be instantly approved for purchases up to £1,200. This limit allows you to buy a wide range of products from our catalogues and manage your payments easily with no credit check and 0% APR.

Are there any hidden fees with TrustPay?

Absolutely not. Trusty Stores and TrustPay are committed to transparency. We offer 0% APR with no credit check, so the price you see is the price you pay. There are no hidden fees or charges, just simple, straightforward pay-monthly or pay-weekly options.

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Apply for a TrustPay account — instant decision, no credit check