Bad Credit? Buy Now, Pay Later in the UK with Trusty Stores!

At Trusty Stores, we believe everyone deserves access to the products they need, which is why we offer a flexible Buy Now, Pay Later solution.

Having a less-than-perfect credit history shouldn't stop you from getting the items you want. With Trusty Stores and TrustPay, our aim is to make shopping accessible and stress-free. We understand that life happens, and traditional credit checks can be a barrier. That’s why our process is designed to be inclusive, offering a fresh start to those who might have faced rejection elsewhere. Get approved today and start enjoying your purchases without the worry.

Our unique TrustPay system means you can spread the cost of your purchases with 0% APR, ensuring you only pay for the item itself – nothing extra. Forget about hidden fees or complicated interest calculations. We offer instant approval for up to £1,200, making it easier than ever to manage your budget while still getting the quality products you deserve. It's a straightforward way to shop that puts you in control of your finances.

Shopping with Trusty Stores is simple, fast, and completely transparent. There are no credit checks involved in our application process, which means your past financial history won't hold you back. Just select TrustPay at checkout, and with instant approval, you can complete your purchase in minutes. It’s a convenient, fair, and responsible way to buy now and pay later, designed with your needs in mind.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Can I get Buy Now Pay Later with bad credit?

Yes, absolutely! At Trusty Stores, our TrustPay option is specifically designed to help customers with bad credit or no credit history. We focus on affordability and offer 0% APR without traditional credit checks.

How does Trusty Stores' Buy Now Pay Later work?

It's simple! Choose your items, select TrustPay at checkout, and get instant approval for up to £1,200. You'll then pay for your purchase in manageable, interest-free instalments, with 0% APR.

Is there a credit check with TrustPay?

No, with TrustPay at Trusty Stores, there are no traditional credit checks involved. We aim to be inclusive and offer a straightforward approval process for everyone.

What is the maximum I can spend with TrustPay?

You can get approved instantly for up to £1,200 when you choose TrustPay at Trusty Stores. This allows you to spread the cost of a wide range of products.

Do I have to pay interest with TrustPay?

No, not at all! TrustPay offers 0% APR on all purchases. This means you only pay the price of the item itself, with no extra interest charges.

Related pages

Apply for a TrustPay account — instant decision, no credit check