Looking for the easiest catalogue to get with bad credit? Trusty Stores offers a straightforward way to shop with no credit checks and 0% APR.
We believe everyone deserves access to the products they need, which is why our catalogue offers a fair and flexible way to shop, even if you have a bad credit history.
Having a poor credit score can feel limiting, especially when you need to buy essential items. At Trusty Stores, we look beyond your credit history. Our inclusive approach to lending is designed to welcome everyone. We use TrustPay to provide a straightforward finance option that doesn't require a perfect credit record. This means you can apply with confidence, as we provide a "no credit check" process that focuses on your ability to manage affordable repayments, not just a number on a file.
With TrustPay, you can get approved for up to £1,200 in credit to spend in our extensive catalogue. The best part? It's all completely interest-free with 0% APR. You can choose to spread the cost with flexible pay-weekly or pay-monthly plans that suit your budget. There are no hidden fees or complicated agreements, just a simple, honest way to buy the things you want now. It’s our commitment to making shopping accessible and affordable for everyone, regardless of their financial past.
Ready to start shopping? Our catalogue is packed with thousands of products, from the latest tech and home appliances to furniture and fashion. Applying for a TrustPay account is quick and easy. You’ll receive an instant decision, and because we don't perform credit checks, your application won't affect your credit score. Once approved, your £1,200 spending limit is available immediately. Simply choose TrustPay at checkout and enjoy a better way to shop with bad credit.
Every TrustPay plan is 12 equal payments. You choose how often they come out:
The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.
Yes! Trusty Stores offers a catalogue specifically for people with bad credit. We use our own finance solution called TrustPay, which allows us to approve customers for up to £1,200 at 0% APR without a credit check.
Trusty Stores is one of the easiest catalogues to get approved for because we don't base our decision on credit scores. Our TrustPay finance offers instant approval with no credit check, making it accessible for those with poor credit history.
It's simple. You apply for a TrustPay account online, get an instant decision on a credit limit up to £1,200, and then you can shop our catalogue. At checkout, you choose to pay with TrustPay and spread the cost with 0% APR pay-monthly or pay-weekly instalments.
Yes. We understand that financial difficulties like a CCJ can happen. Our inclusive lending policy means we focus on your present circumstances, not your past. We offer finance with no credit check, so a CCJ won't automatically disqualify you.
Applying for a TrustPay account with Trusty Stores will not affect your credit score. We provide an alternative to traditional credit checks, so you can see if you're eligible for our 0% APR finance without leaving a mark on your credit file.
Apply for a TrustPay account — instant decision, no credit check