Bad Credit? Get Catalogue Credit with Trusty Stores UK

Looking for catalogue credit in the UK but worried about a less-than-perfect credit history? Trusty Stores makes it easy and affordable to get the products you need today.

At Trusty Stores, we believe everyone deserves access to quality products. That’s why our TrustPay service offers a flexible way to shop with catalogue credit, even if you’ve been turned down elsewhere. We understand that life happens, and a low credit score or no credit history shouldn't stop you from furnishing your home or upgrading your tech. With our focus on inclusive lending, we look at your current ability to pay, not just your past credit file, making it simpler for more people to say "yes" to the things they want.

Experience the ease of shopping with Trusty Stores and TrustPay, where transparent terms and customer satisfaction are our top priorities. You can get approved for up to £1,200 instantly, with absolutely no credit checks involved. This means less waiting and more enjoying your new items. Our 0% APR promise ensures that you only pay for the cost of your products, with no hidden interest or extra charges, making budgeting straightforward and stress-free. It’s our way of providing a fair and accessible shopping experience for everyone.

Getting started is simple. Browse our wide range of products, add your favourites to your basket, and choose TrustPay at checkout. Our quick application process means you'll know your approval status in moments, and with limits up to £1,200 available, you can shop with confidence. We’re committed to helping you spread the cost of your purchases without the worry of traditional credit checks, so you can enjoy flexible pay-monthly or pay-weekly options that truly work for your budget.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

How does catalogue credit with no credit check work?

Trusty Stores uses TrustPay to offer catalogue credit without traditional credit checks. We focus on your current affordability, providing instant approval up to £1,200 and 0% APR for clear, manageable payments.

Can I get pay monthly if I have bad credit?

Yes! Trusty Stores specialises in helping customers with bad credit or no credit history. Our TrustPay option provides flexible pay-monthly plans at 0% APR, with instant approval up to £1,200.

What is the maximum credit limit I can get?

With Trusty Stores and TrustPay, you can be approved for up to £1,200 in catalogue credit instantly, allowing you to spread the cost of a wide range of products.

Is there any interest on the payments with TrustPay?

No, absolutely not. Trusty Stores offers 0% APR on all TrustPay agreements. You only pay back the price of your items, with no extra interest or hidden fees.

How fast is the approval process for TrustPay?

Approval with TrustPay is instant! Once you apply, you’ll receive a decision straight away, so you can complete your purchase and look forward to receiving your items without delay.

Related pages

Apply for a TrustPay account — instant decision, no credit check