Your Trusted Catalogue for Bad Credit

At Trusty Stores, we believe your credit history shouldn't hold you back, which is why our catalogue offers instant TrustPay credit up to £1,200, so you can buy what you need today.

It can be frustrating when you're turned down for credit because of a past mistake or simply because you don't have a long credit history. We get it. That's why we created TrustPay at Trusty Stores. We offer a welcoming and inclusive way to shop online. Forget the stressful applications and long waits. We look at your current situation, not just your past, offering a fair and friendly alternative to traditional credit catalogues. Everyone deserves the chance to buy the things they need and spread the cost.

Getting started is simple. Just fill your basket with the items you love and choose TrustPay at checkout. There are no invasive credit checks, so you get an instant decision. We offer a credit limit of up to £1,200, allowing you to shop for everything from new appliances to the latest tech. Best of all, every purchase comes with 0% APR, meaning you'll never pay a penny more than the ticket price. It's our promise of simple, honest, and affordable finance for everyone.

Our extensive catalogue has something for everyone, from home essentials and furniture to gaming and mobile phones. With TrustPay, you can get what you need now and pay later in a way that suits your budget. Choose from flexible pay-weekly or pay-monthly plans to make managing your payments easy and stress-free. At Trusty Stores, we're committed to helping you get ahead. Start shopping our catalogue for bad credit today and experience a new, fairer way to finance your purchases.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Can you get a catalogue with bad credit?

Yes, absolutely. At Trusty Stores, we specialise in helping people with all kinds of credit histories. We offer a straightforward catalogue with our own finance option, TrustPay, which doesn't require a perfect credit score. We provide an instant decision with no credit check.

Is there a catalogue that doesn't do credit checks?

Yes, Trusty Stores is a UK catalogue that offers finance without a credit check. We use our own system called TrustPay to assess affordability, giving you an instant decision and a credit limit of up to £1,200. This makes us a great option for those with poor credit or no credit history.

How do pay monthly catalogues for bad credit work?

They allow you to purchase items and spread the cost over several months. With Trusty Stores, you simply select TrustPay at checkout. Once approved for up to £1,200, you can choose a pay-monthly or pay-weekly plan. All our plans are 0% APR, so you only pay for the item's price.

What is the easiest catalogue to get approved for in the UK?

While "easy" can vary, Trusty Stores aims to be one of the most accessible catalogues. Our TrustPay finance offers instant approval up to £1,200 with no credit checks, making it a straightforward process for customers who have been refused credit elsewhere. We welcome all credit backgrounds.

Can I really get credit with no credit check?

Yes. We provide our own in-house finance solution called TrustPay, which doesn't rely on traditional credit reference agencies. Instead of a credit check, we use our own affordability assessment to give you a quick decision. This allows us to offer inclusive credit up to £1,200 at 0% APR.

Related pages

Apply for a TrustPay account — instant decision, no credit check