Shop the UK's favourite online catalogue with instant credit and spread the cost with TrustPay at 0% APR, no credit check required.
Finding an online catalogue with instant credit shouldn't feel like an uphill struggle. At Trusty Stores, we believe in fair, accessible shopping for every UK household, regardless of past financial blips. Through our dedicated payment solution, TrustPay, you can split the cost of home essentials, electronics, and fashion into manageable instalments. With zero credit checks to worry about, you can browse thousands of top-brand products and get approved up to £1,200 in seconds, letting you furnish your home today without unnecessary stress.
Traditional finance applications often rely on rigid credit scoring that ignores your current circumstances. TrustPay takes a modern, inclusive approach by assessing eligibility based on what you can comfortably afford right now. That means you get genuine 0% APR finance with fixed weekly or monthly payments and no hidden charges or interest creep. Whether you have poor credit history, a thin file, or simply want a straightforward way to budget, our catalogue credit puts you firmly in control from the moment you apply.
Getting started is completely seamless from your phone or computer. Simply select your items across our departments, choose TrustPay at the checkout, and complete our rapid digital verification. Once you are instantly approved for up to £1,200, your order is dispatched straight to your doorstep across mainland UK. You can easily manage your payment schedule online, track your balance, and enjoy flexible, zero-interest shopping designed to fit neatly around your regular household income.
Every TrustPay plan is 12 equal payments. You choose how often they come out:
The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.
Yes. When you check out with TrustPay, our automated approval system assesses your application in seconds, giving you an immediate decision and access to a credit limit of up to £1,200 with no credit check required.
TrustPay offers completely interest-free shopping at 0% APR. You will only ever pay the exact retail price of the items in your basket, divided across your chosen weekly or monthly schedule.
You can be approved for up to £1,200 immediately at checkout, depending on simple affordability checks. You can use your allowance straight away across our entire product range.
To shop with TrustPay, you must be a UK resident aged 18 or over, have a regular source of income or benefits, and hold a valid UK bank account with a debit card for setting up repayments.
No. TrustPay uses inclusive affordability checks instead of traditional credit bureau searches, meaning applying will never impact your credit score or leave a negative footprint on your file.
Apply for a TrustPay account — instant decision, no credit check