Catalogues for Bad Credit & CCJs: Get Approved with TrustPay

If you've been turned down elsewhere due to a less-than-perfect credit history, Trusty Stores and TrustPay are here to help you get the products you need with fair and inclusive payment options.

At Trusty Stores, we understand that life can throw unexpected challenges your way, and a low credit score or past CCJs shouldn't stop you from accessing quality products. That’s why we’ve teamed up with TrustPay to offer a straightforward and stress-free way to shop. You can apply for a pay-monthly or pay-weekly plan with 0% APR, and the best part is, there are no credit checks involved. We focus on your present ability to pay, not your past.

With TrustPay, approval is instant, and you could be approved up to £1,200 to spend across our wide range of products. From essential home appliances to the latest tech and fashion, our catalogues are packed with items you’ll love. It’s a simple, transparent way to spread the cost without hidden fees or interest. We believe everyone deserves a helping hand, and our inclusive lending approach means more people can say yes to the things they need.

Forget the worry and frustration of traditional credit applications. Trusty Stores and TrustPay offer a welcoming alternative, ensuring that even with bad credit or CCJs, you can still enjoy flexible payment solutions. Our clear pricing, 0% APR, and commitment to no credit checks make us a trusted choice for thousands of UK shoppers. Get started today and discover how easy it is to get instant approval and shop with confidence.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Can I get a catalogue with bad credit and no credit check?

Yes, with Trusty Stores and TrustPay, you can get access to our catalogues with no credit check. We offer 0% APR and instant approval up to £1,200, focusing on making shopping accessible for everyone.

How does TrustPay work for people with CCJs?

TrustPay is designed to be inclusive. Even if you have CCJs, you can still apply for a pay-monthly or pay-weekly plan with 0% APR. We don't perform credit checks, so your past credit history won't prevent you from getting approved up to £1,200.

What is 0% APR and how does it benefit me?

0% APR means you pay no interest on your purchases. With TrustPay, you only pay back the cost of your items, spread over convenient monthly or weekly payments, making it an affordable way to manage your budget and avoid extra charges.

How much can I get approved for with TrustPay?

With TrustPay, you can get instantly approved for up to £1,200 to spend on products from our catalogues. This helps you get the items you need without a large upfront payment.

Is Trusty Stores regulated for its payment plans?

Yes, Trusty Stores operates as an appointed representative of a fully FCA-authorised firm, ensuring that all our payment solutions, including those with TrustPay, are compliant with Financial Conduct Authority regulations and uphold high standards of consumer protection.

Related pages

Apply for a TrustPay account — instant decision, no credit check