Don’t let a poor credit history stop you from getting the things you need; our catalogues for bad credit are designed to give everyone a fair chance.
We understand that a bad credit score can feel like a roadblock. That's why we created Trusty Stores - a friendlier, more inclusive way to shop. We welcome people who've been turned down elsewhere. Our unique TrustPay system allows us to say 'yes' more often, focusing on your ability to pay today, not on past difficulties. Get access to the products you want, with a payment plan you can handle, and start rebuilding your purchasing power with a company that understands and supports you.
Forget stressful applications and long waits. Applying for a Trusty Stores catalogue account is fast, simple, and secure. There's no intrusive credit check involved. Simply choose your items, select TrustPay at the checkout, and receive an instant decision. You could be approved for up to £1,200 in spending power to use right away. We believe in financial inclusion, and our process reflects that commitment, offering a straightforward path to the credit you deserve for the items your family needs.
With your new account, you can shop thousands of products from top brands. Whether you need a new washing machine, a laptop for the kids, or a comfy new sofa, you can find it here. Best of all, every purchase comes with 0% APR, guaranteed. That means you only pay for the item you buy – no interest, no hidden fees. Choose from flexible pay-weekly or pay-monthly options to find a schedule that fits your budget perfectly. It’s shopping, but smarter and fairer.
Every TrustPay plan is 12 equal payments. You choose how often they come out:
The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.
Yes. Trusty Stores specialises in catalogues for people with bad credit in the UK. We use our own system, TrustPay, which allows us to approve customers without a credit check, making us a great choice if you've been refused credit in the past.
Trusty Stores is one of the UK's most popular catalogue retailers offering finance with no credit check. When you choose our TrustPay option, you are assessed on your current affordability, not your credit history, for approval up to £1,200.
TrustPay is our buy now, pay later solution. It lets you spread the cost of your shopping over time with pay-weekly or pay-monthly plans. Application is instant, there are no credit checks, and it’s always 0% APR. You just need to be over 18 and a UK resident.
While we approve the vast majority of our applicants, approval is subject to a quick affordability assessment. We are dedicated to responsible lending, so we just need to ensure you can comfortably manage the repayments. Our inclusive approach means we approve many customers who have bad credit.
You can use your approved TrustPay credit to buy anything from our extensive online catalogue. This includes home and kitchen appliances, furniture, TVs, laptops, mobile phones, gaming consoles, and much more. Start shopping today and spread the cost with 0% APR.
Apply for a TrustPay account — instant decision, no credit check