Looking for catalogues with instant credit but worried about your credit history? At Trusty Stores, we believe everyone deserves a little flexibility, which is why our TrustPay service offers a friendly way to buy now and pay later.
It can be frustrating when you need to make a purchase but find yourself held back by your credit score. Many high street retailers and online catalogues rely on strict credit checks, making it difficult for those with bad credit or no financial history to get approved. We do things differently. At Trusty Stores, we offer a welcoming alternative, giving you access to thousands of products through our straightforward catalogues with instant credit, regardless of your credit past.
Our own payment solution, TrustPay, is designed for you. Forget lengthy forms and anxious waits. We offer instant credit decisions with no credit check, meaning your application won't impact your credit file. You can be approved for up to £1,200 to spend on anything you like, from the latest tech to home essentials. Best of all, every purchase comes with 0% APR, so you only pay for the item itself. It’s simple, transparent, and fair finance for everyone.
Ready to start shopping? Simply browse our online catalogue, add your items to the basket, and choose TrustPay at checkout. You can select a pay-weekly or pay-monthly plan that fits your budget, making it easier to manage your spending. We’re committed to inclusive lending and helping you get the things you need without the usual stress. With our catalogues, you get the products you want and a payment plan you can trust.
Every TrustPay plan is 12 equal payments. You choose how often they come out:
The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.
Yes! With Trusty Stores, you can. We use our own system, TrustPay, which provides instant credit of up to £1,200 without performing a hard credit check. We believe in assessing your situation fairly, making our catalogues accessible even if you have poor credit.
Trusty Stores is one of the easiest catalogues to be approved for in the UK because we don't base our decision on traditional credit checks. Our TrustPay approval process is instant and designed to be inclusive, offering a fresh start for shoppers with all types of credit backgrounds.
While no credit is ever 100% "guaranteed" by regulated firms, our no credit check process with TrustPay offers a very high approval rate. We provide an instant decision on a credit limit of up to £1,200, making us a leading choice for shoppers looking for catalogues with near-guaranteed approval.
It's simple. When you shop with us, you select TrustPay at the checkout. We'll give you an instant decision on a credit limit up to £1,200. There are no complicated forms or waiting days for a response. This allows you to complete your purchase immediately and pay for it over time.
Absolutely. All purchases made using TrustPay at Trusty Stores come with 0% APR as standard. This means you will never pay any interest on your purchases. The price you see is the price you pay, broken down into manageable weekly or monthly instalments.
Apply for a TrustPay account — instant decision, no credit check