Catalogues with Instant Credit & No Credit Check

Discover a new way to shop with instant credit through Trusty Stores, where we make beautiful products accessible with no credit checks and 0% APR.

At Trusty Stores, we believe everyone deserves access to quality products without the worry of their credit history. With TrustPay, our unique payment solution, you can get instant approval for up to £1,200, allowing you to spread the cost with clear pay-monthly or pay-weekly options. We focus on your ability to pay today, not your past, making us a friendly choice for those looking for catalogues with instant credit and no credit check.

Our 0% APR promise means you only pay for the items you love, with no hidden fees or interest charges. This transparent approach ensures you're always in control of your finances. TrustPay is designed to be inclusive, offering instant approval up to £1,200 even if you've been turned down elsewhere. It's a straightforward way to manage your purchases, bringing the best of catalogues directly to your doorstep.

Shopping with Trusty Stores and TrustPay is simple and reassuring. Choose from a wide range of products, select TrustPay at checkout, and get instant approval up to £1,200. With our no credit check policy, you can enjoy peace of mind and focus on finding exactly what you need for your home and lifestyle. Experience the convenience of pay-monthly or pay-weekly, all with the trusted backing of Trusty Stores.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

How does 'no credit check' work with Trusty Stores?

Trusty Stores uses TrustPay, our own payment solution, which allows us to offer instant approval for up to £1,200 without needing a traditional credit check. We assess affordability in a way that’s inclusive and looks at your current circumstances, not just your credit history.

Can I really get 0% APR on my purchases?

Yes, absolutely! With TrustPay, all our pay-monthly and pay-weekly plans come with a guaranteed 0% APR. This means you only pay back the price of your items, with no extra interest or hidden fees.

What is the maximum amount I can be approved for?

TrustPay offers instant approval for up to £1,200. This amount allows you to shop for a wide range of products across our catalogues, spreading the cost with our convenient payment plans.

Is TrustPay available for everyone in the UK?

TrustPay is available to UK residents who meet our simple affordability criteria. We strive to be as inclusive as possible, offering a flexible finance solution even if you have bad credit or no credit history.

How quickly can I get approved with TrustPay?

Approval with TrustPay is instant! Once you apply during checkout, you'll receive a decision straight away, so you can complete your purchase without delay and enjoy your items sooner. You'll be approved up to £1,200.

Related pages

Apply for a TrustPay account — instant decision, no credit check