How Does Trusty Credit Work?

Discover how easy it is to shop our UK catalogue with up to £1,200 instant credit, 0% APR, and no credit checks required.

Discover a new way to shop with instant credit through Trusty Stores, designed for everyone!

At Trusty Stores, we believe everyone deserves access to the products they need, which is why we offer catalogues with instant credit through our unique TrustPay system. Forget about complicated applications and long waits; with TrustPay, you can get approved quickly for up to £1,200, making shopping simple and stress-free. We understand that past credit history shouldn't hold you back, so our focus is on making products accessible to you today with clear, manageable payments.

Our instant credit solution means you can buy now and pay later with complete peace of mind, thanks to 0% APR. That's right, you only pay for the price of your items, with no hidden interest charges. TrustPay is designed to be fair and transparent, ensuring you know exactly what to expect from your pay-monthly or pay-weekly plan. It's our way of helping you spread the cost without spreading your budget too thin, all while enjoying the items you love.

Shopping with Trusty Stores means enjoying the convenience of a catalogue with the added benefit of instant credit, all facilitated by TrustPay. We pride ourselves on offering an inclusive lending approach, welcoming customers with various credit backgrounds. Get approved for up to £1,200 and start exploring our wide range of products today. With us, getting instant credit is straightforward, fast, and always at 0% APR, making your shopping experience truly rewarding.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

How does instant credit work with Trusty Stores?

With Trusty Stores, instant credit is provided through TrustPay. You can get approved quickly for up to £1,200 without a credit check, allowing you to shop our catalogues immediately.

Will a credit check be performed?

No, Trusty Stores offers an inclusive lending approach through TrustPay, meaning there are no credit checks involved when you apply for instant credit up to £1,200.

What is the APR with TrustPay?

TrustPay offers a 0% APR on all purchases. You only pay back the cost of your items, with no additional interest charged.

How much can I be approved for?

You can be approved for up to £1,200 with TrustPay, giving you significant spending power across our catalogues.

Can I pay monthly or weekly?

Yes, Trusty Stores offers flexible payment options through TrustPay, allowing you to choose between convenient pay-monthly or pay-weekly plans to suit your budget.

Related pages

Apply for a TrustPay account — instant decision, no credit check