Credit Shops UK: Shop with Trusty Stores (0% APR)

Looking for credit shops in the UK that make buying what you need accessible and affordable, without the hassle of credit checks? Discover Trusty Stores, your trusted UK catalogue retailer.

At Trusty Stores, we believe everyone deserves access to quality products, and our flexible payment options make it simple to get what you need today, even if you've been turned down elsewhere.

Finding reliable credit shops can be a challenge, especially when your credit history isn't perfect. That's where Trusty Stores comes in. We offer a refreshing approach to shopping, focusing on making products accessible to you through our unique TrustPay system. Forget about complicated applications and long waits; we're here to provide a straightforward and reassuring way to spread the cost of your purchases, without hidden fees or soaring interest rates.

With TrustPay, you can enjoy the peace of mind that comes with 0% APR on all your purchases. We understand that life happens, and past financial difficulties shouldn't stop you from buying essential items or treating yourself. Our inclusive lending approach means we look beyond traditional credit scores, offering instant approval up to £1,200. This flexibility allows you to manage your budget effectively while still getting the products you love and need from our wide selection.

We're proud to be a UK retailer that puts our customers first. Our pay-monthly and pay-weekly plans are designed to fit your lifestyle, making budgeting simpler and more predictable. Whether you're looking for electronics, home goods, or gifts, Trusty Stores, powered by TrustPay, is your trusted partner. Experience a new way to shop where everyone is welcome, and financial worries take a backseat, allowing you to enjoy your purchases without delay.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

What are credit shops?

Credit shops, like Trusty Stores, allow you to purchase items and spread the cost over time through payment plans, rather than paying the full amount upfront. We offer flexible pay-monthly and pay-weekly options.

Can I get credit with bad credit history?

Yes! At Trusty Stores, our TrustPay system is designed to be inclusive. We don't perform traditional credit checks, focusing instead on affordability, making it easier for those with bad or no credit history to be approved.

How does 0% APR work?

0% APR (Annual Percentage Rate) means you pay absolutely no interest on your purchases. The price you see is the price you pay, spread across your chosen payment plan with TrustPay. There are no hidden fees or extra charges.

How much credit can I get?

With TrustPay at Trusty Stores, customers can receive instant approval for up to £1,200. This gives you plenty of buying power for a wide range of products across our store.

Is Trusty Stores regulated?

Yes, Trusty Stores is a UK retailer committed to responsible and fair lending practices, fully compliant with Financial Conduct Authority (FCA) guidelines, ensuring your peace of mind when you shop with us.

Related pages

Apply for a TrustPay account — instant decision, no credit check