Struggling to find a shopping catalogue because of a poor credit history? We believe everyone deserves access to the things they need, which is why we offer TrustPay, a fair and simple way to buy now and pay later.
Having bad credit shouldn't lock you out of getting the things you want and need. We understand that your credit score doesn't tell the whole story. That's why we created TrustPay, our inclusive finance option designed for real people. We offer a genuine alternative to catalogues that rely on traditional credit checks. We focus on your ability to manage small, regular payments, not on past financial difficulties. This makes us one of the easiest and most welcoming catalogues to get approved for, even with a bad credit history.
Getting started is simple. Forget about lengthy application forms and anxious waits. With Trusty Stores, you can be approved for up to £1,200 in spending power instantly. Our TrustPay system comes with absolutely 0% APR, so you never pay a penny more than the ticket price. We don't perform credit checks, ensuring a stress-free application. Once approved, you can start shopping right away and choose to pay weekly or pay monthly in a way that suits your budget, giving you complete control over your finances.
From the latest tech and home appliances to furniture and gifts, your TrustPay account unlocks a huge range of products. We’re here to make shopping affordable and accessible again. By choosing Trusty Stores, you’re choosing a finance partner that trusts you. Our commitment is to provide a straightforward and fair service with absolutely no hidden fees. Enjoy the peace of mind that comes with our 0% APR promise and an instant credit decision, making us the go-to choice for UK shoppers with bad credit.
Every TrustPay plan is 12 equal payments. You choose how often they come out:
The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.
Yes, you can. At Trusty Stores, we provide a catalogue service without requiring a credit check for our TrustPay account. We believe in financial inclusion, so our approval process is based on affordability rather than past credit history. You can get an instant decision and approved for up to £1,200 to spend on our great range of products.
Trusty Stores is one of the easiest pay monthly catalogues to be approved for in the UK. We specialise in helping customers with bad or no credit history. Our TrustPay finance offers instant approval up to £1,200 with 0% APR and no credit checks, making the application process simple and stress-free.
Our TrustPay service is designed to help. It's a buy now, pay later option where you can purchase items immediately and spread the cost over time with pay-weekly or pay-monthly plans. Because we don't require a credit check and offer 0% APR, it's an accessible way for people with bad credit to shop for what they need without worry.
Applying for a TrustPay account with Trusty Stores will not affect your credit score. We do not perform hard credit searches that are recorded on your credit file. Our process is designed to be quick, simple, and worry-free, giving you access to finance without any negative impact on your credit rating.
Absolutely. We are proud to offer 0% APR on all purchases made with a TrustPay account, regardless of your credit history. This means the price you see is the price you pay, with no interest or hidden fees added. Spreading the cost of your purchases is completely free, making it easier to manage your budget.
Apply for a TrustPay account — instant decision, no credit check