Access flexible shopping with our fairer credit engine, offering instant TrustPay approvals up to £1,200 at 0% APR with no credit check needed.
When traditional lenders look at your past, our modern credit engine focuses entirely on your present. At Trusty Stores, we believe an automated credit score shouldn't stop you from furnishing your home or picking up essential family tech. With our integrated TrustPay solution, we bypass rigid credit scoring bureaus altogether. Instead, we offer immediate approval based on affordable repayment amounts that work for your budget, helping you secure everyday essentials without stress or rejection.
Getting approved through our inclusive credit engine couldn't be simpler or faster. During checkout, choose TrustPay to split your order across sensible weekly or monthly payments. You can get instantly approved up to £1,200 with no credit check required and absolutely 0% APR. We do not charge hidden fees, surprise admin costs, or interest penalties. What you see is what you pay, making budgeting clear and straightforward from day one for every UK shopper.
Our customer-first approach is built around financial wellness and fair access for all UK households. Whether you have poor credit, an uneven financial history, or no credit footprint at all, our smart payment platform welcomes you. Complete your order today using TrustPay, enjoy immediate access to high-quality goods, and spread the cost comfortably over manageable instalments. Take control of your household shopping with a fairer alternative to high-cost borrowing.
Every TrustPay plan is 12 equal payments. You choose how often they come out:
The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.
Our credit engine at Trusty Stores uses inclusive affordability assessments via TrustPay rather than third-party credit bureaus. This means you can be approved up to £1,200 with no credit check, keeping your credit profile completely untouched.
Yes, TrustPay offers genuine 0% APR on every purchase. You only ever pay the retail price of your order, split evenly across flexible weekly or monthly instalments with no hidden interest.
New shoppers can qualify for an instant limit of up to £1,200 right at checkout through TrustPay, provided you meet our basic UK age, residency, and debit card criteria.
Approval is virtually instant. Once you select TrustPay at checkout, our system confirms your order within seconds so your items can be dispatched without delay.
Yes. We designed our service specifically for customers with bad credit or no past credit profile. Because we do not run credit checks, past financial difficulties will not prevent you from spreading the cost.
Apply for a TrustPay account — instant decision, no credit check