Fair Credit? Shop Pay Monthly with Trusty Stores & 0% APR

At Trusty Stores, we believe everyone deserves access to quality products, regardless of their credit history.

Worried your "fair credit" history might hold you back from getting the things you need? At Trusty Stores, we understand. We offer a refreshing alternative to traditional credit, focusing on your ability to pay, not just your past. With TrustPay, you can enjoy a wide range of products with 0% APR pay-monthly or pay-weekly plans, making budgeting simple and transparent. Say goodbye to complex credit applications and hello to easy, instant approval.

Many traditional retailers might turn you away if your credit history isn't perfect. But with Trusty Stores, having "fair credit" or even no credit history isn't a barrier. Our unique TrustPay system is designed to be inclusive, offering instant approval up to £1,200 without the need for a credit check. This means you can get the electronics, home goods, or fashion items you desire, spread the cost, and build a positive payment history with us.

Choosing Trusty Stores means opting for a straightforward, affordable way to shop. Our 0% APR means you only pay for the product, with no hidden interest charges. The instant approval process ensures you can start enjoying your purchases without delay. Plus, our friendly team is always here to support you. Discover the ease and fairness of TrustPay today and experience a smarter way to manage your purchases with clarity and confidence.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Can I get a credit card with fair credit?

While traditional credit cards can be difficult to obtain with fair credit, Trusty Stores offers an alternative: TrustPay. You can get instant approval for pay-monthly plans with 0% APR, no credit check required, up to £1,200. It's a great way to spread costs without needing a traditional credit card.

What is the easiest credit card to get with fair credit?

Instead of focusing on traditional credit cards, consider Trusty Stores. Our TrustPay option provides an easy and instant approval process for pay-monthly or pay-weekly payments at 0% APR, with no credit checks. It's often simpler to get approved for our plans than for a new credit card.

How can I improve my credit score?

Improving your credit score typically involves paying bills on time, reducing debt, and managing existing credit responsibly. While you work on your credit, Trusty Stores offers an immediate solution with TrustPay: 0% APR pay-monthly plans with instant approval and no credit checks, helping you get what you need today.

Are Trusty Stores' pay-monthly plans like a credit card?

Our pay-monthly plans with TrustPay offer a similar benefit of spreading costs, but without the complications of a traditional credit card. There's 0% APR, no credit checks, and instant approval up to £1,200, making it an accessible option for everyone, including those with fair or no credit.

What is TrustPay and how does it work?

TrustPay is our inclusive payment solution at Trusty Stores. It allows you to buy products on 0% APR pay-monthly or pay-weekly plans. The process is simple: select TrustPay at checkout, get instant approval (up to £1,200) without a credit check, and enjoy your items while you pay in manageable installments.

Related pages

Apply for a TrustPay account — instant decision, no credit check