Explore the best catalogues with instant credit in the UK with no credit check, offering 0% APR finance and limits up to £1,200 via TrustPay.
Finding the right catalogue when you need flexible payment options should be simple and stress-free. At Trusty Stores, we believe in inclusive shopping that looks beyond traditional credit scores. With TrustPay, you can split the cost of quality home goods, electronics, and everyday essentials into manageable weekly or monthly instalments. You enjoy 0% APR across all purchases, meaning you never pay a penny in interest or hidden charges, keeping your household budget completely under your control.
We offer instant approval up to £1,200 with no credit check required, making it easier than ever to get the things your family needs today. Whether you have had past financial hurdles or simply have not built up a credit footprint, our inclusive lending approach welcomes you warmly. Our straightforward digital checkout takes mere minutes to complete, giving you immediate access to your spending limit without worrying about intrusive credit searches impacting your credit file.
Experience the freedom of modern shopping with flexible payment plans tailored around your payday schedule. Choose weekly or monthly repayments that suit your lifestyle while shopping thousands of brand-name products across our catalogue. Every order is backed by reliable UK delivery, clear terms, and helpful customer support whenever you need assistance. Discover a fair, transparent way to shop online with TrustPay and enjoy the quality goods you deserve on terms you can manage.
Every TrustPay plan is 12 equal payments. You choose how often they come out:
The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.
Yes, with TrustPay at Trusty Stores, you can receive instant approval for up to £1,200 without undergoing a credit check. We assess your affordability transparently so past financial challenges will not hold you back.
TrustPay is our built-in catalogue finance option offering 0% APR on all purchases. It allows UK shoppers to spread payments weekly or monthly with zero interest, no hidden fees, and no credit checks.
New eligible customers can be approved for credit limits of up to £1,200 instantly at checkout, giving you the flexibility to shop for home essentials, appliances, and tech immediately.
No, because we do not run credit checks, opening an account and using TrustPay will not leave any footprints or negatively affect your credit rating.
You only need to be a UK resident aged 18 or over with a valid UK debit card and regular income to meet our straightforward affordability requirements.
Apply for a TrustPay account — instant decision, no credit check