Looking for Catalogues with Instant Credit in the UK?

At Trusty Stores, we offer fantastic UK catalogues with instant credit approval, giving you up to £1,200 to spend on thousands of products with our simple, 0% APR TrustPay finance.

We believe everyone deserves the chance to buy the things they need and love. If you've been turned down elsewhere or are worried about your credit history, you’re in the right place. Our approach is different. We focus on your ability to pay today, not on past financial hiccups. With TrustPay, we provide an inclusive way to access finance. We offer catalogues with instant credit because we trust you. Get approved in minutes for up to £1,200 and start shopping straight away, all with 0% APR.

Forget complicated forms and anxious waiting. Applying for a Trusty Stores account is quick and easy. Simply choose TrustPay at the checkout, and you can be approved for up to £1,200 in instant credit. The best part? There are no credit checks. Approval is based on our own affordability assessment, not your credit score. This means you can finally get the products you want without the stress. Everything is interest-free with our 0% APR promise, so you only pay for the items you buy, spread over manageable weekly or monthly payments.

Once approved, you can immediately use your new credit limit to shop our wide range of catalogues. From the latest tech and home appliances to stylish furniture and fashion, we have something for everyone. Whether you need a new washing machine, a laptop for the kids, or a wardrobe refresh, you don’t have to wait. With TrustPay instant credit, you can get what you need delivered to your door and spread the cost over time with our fair, flexible, and always 0% APR payment plans.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Can I get a catalogue with no credit check?

Yes, you can. At Trusty Stores, we provide access to our catalogues using TrustPay, which offers up to £1,200 credit with no credit checks. We believe in inclusive lending, so we assess your application based on affordability, not your credit history.

What is the easiest catalogue to get approved for in the UK?

Trusty Stores is one of the easiest catalogues to get approved for because we don't perform credit checks. Our TrustPay finance offers instant approval up to £1,200, making us a great choice for those with bad credit or no credit history.

How does instant credit work?

Instant credit allows you to be approved for finance in minutes. With TrustPay, you simply apply at checkout. We run a quick, internal affordability check, and if approved, you can use your £1,200 credit limit immediately to complete your purchase. It's fast, simple, and secure.

Can I get instant credit with a bad credit score?

Absolutely. We welcome customers with all types of credit backgrounds. Because we don't check your credit file, a bad credit score won't prevent you from being approved for our 0% APR TrustPay finance. We look at your ability to make repayments now.

Is your 0% APR finance truly interest-free?

Yes, completely. Our 0% APR promise means you will never pay any interest or hidden fees on your purchases. The price you see is the price you pay, split into manageable pay-weekly or pay-monthly instalments using TrustPay.

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Apply for a TrustPay account — instant decision, no credit check