Get instant credit with buy now pay later and no credit check through TrustPay, offering 0% APR finance and approvals up to £1,200.
At Trusty Stores, we believe your past financial bumps shouldn't stop you from furnishing your home or upgrading your essentials today. That is why our modern buy now pay later solution focuses on your current situation, rather than past credit scores. With TrustPay, you can split your total basket into manageable weekly or monthly instalments with absolutely 0% APR. Enjoy instant decision-making and get approved up to £1,200 right at checkout, without the friction, delays, or invasive inquiries of traditional lenders.
Shopping with inclusive finance should always be straightforward and transparent. When you choose our instant credit options, there is no credit check to worry about, meaning your credit file stays completely untouched. You will never face surprise setup charges, hidden compound interest, or late penalties with TrustPay. Every customer receives clear, predictable repayment terms tailored to their payday schedule. Whether you need appliances, tech, or furniture, you can shop confidently knowing your approval is fast, fair, and based on mutual trust.
Getting started takes just moments from any device. Simply add your chosen household items to your basket, head to checkout, and select TrustPay as your payment method. Our smart digital system carries out an immediate affordability check without running hard credit bureau searches, giving you an on-the-spot decision. Once approved up to £1,200, we will dispatch your order straight to your door while you spread the payments effortlessly at 0% APR across manageable weekly or monthly plans.
Every TrustPay plan is 12 equal payments. You choose how often they come out:
The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.
Yes. TrustPay provides buy now pay later plans with no credit check, meaning you can spread payments without hard searches on your credit report.
TrustPay offers instant approval decisions at online checkout, allowing eligible UK shoppers to be approved up to £1,200 within seconds.
No. TrustPay is 100% interest-free at 0% APR, meaning you only ever repay the original purchase price of your order across your chosen schedule.
Applying with TrustPay involves no hard credit check, so checking your eligibility and completing an order will never affect your credit score.
You need to be a UK resident aged 18 or older with a valid debit card and regular income to meet our simple affordability criteria.
Apply for a TrustPay account — instant decision, no credit check