If you have a fair credit score and are looking for a flexible way to spread the cost of your purchases, Trusty Stores and TrustPay are here to help.
At Trusty Stores, we believe everyone deserves access to the products they need, regardless of their credit history. That's why we offer our unique TrustPay service, allowing you to pay monthly or weekly with 0% APR. We understand that a "fair" credit score can sometimes make it difficult to get approved for traditional credit, but we focus on affordability and your current circumstances, not just your past credit file.
With TrustPay, you can get approved for up to £1,200 instantly, making it easier than ever to get the items you need for your home and family. There’s no complicated application process, and we pride ourselves on offering an inclusive lending solution. Our goal is to provide a straightforward and stress-free way to shop, giving you peace of mind and financial flexibility.
Forget about the worry of credit checks impacting your score or being turned down. TrustPay offers a refreshing alternative, focusing on getting you approved quickly and easily. Experience the convenience of 0% APR and manage your budget effectively with our pay-monthly or pay-weekly options. Join the many happy customers who have already discovered the benefits of shopping with Trusty Stores and TrustPay.
Every TrustPay plan is 12 equal payments. You choose how often they come out:
The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.
In the UK, a fair credit score typically ranges between 566 and 603 if you're using Experian's scoring system, or 604-627 for Equifax. However, with TrustPay, your specific credit score isn't the main factor, as we offer an inclusive lending solution.
Yes, absolutely! With TrustPay at Trusty Stores, you can enjoy 0% APR on all your purchases, regardless of your credit history. We offer an inclusive payment solution with no credit check up to £1,200.
TrustPay provides an instant approval decision up to £1,200 without performing a traditional credit check. We look at your current ability to pay rather than relying solely on your credit history, making it accessible for those with fair or no credit.
You can use TrustPay to buy a wide range of products from Trusty Stores, from home appliances to electronics and furniture. With approval up to £1,200, you can spread the cost of essential items with 0% APR and no credit check.
Yes, Trusty Stores and TrustPay operate under the regulations set out by the Financial Conduct Authority (FCA). This ensures we maintain fair and transparent lending practices for all our customers.
Apply for a TrustPay account — instant decision, no credit check