Shop household essentials easily with TrustPay at Trusty Stores—enjoy 0% APR finance and instant approval up to £1,200 with no credit check required.
Starting fresh should never hold you back from furnishing your home or upgrading essential appliances. At Trusty Stores, having no credit history simply means we look at your current ability to manage payments rather than what credit reference agencies say about your past. With TrustPay, you can spread the cost of your purchases easily over affordable weekly or monthly instalments, ensuring you stay in full control of your household budget without the stress of rigid traditional financing barriers.
We believe in inclusive shopping, which is why our streamlined checkout offers instant approval up to £1,200 with no credit check required. Every order placed with TrustPay comes with 0% APR interest, meaning the price you see on our products is always the exact amount you pay over time. There are no hidden fees, unexpected admin charges, or compounding interest to worry about—just transparent, flexible shopping designed to support UK households at every stage of life.
Getting started takes just minutes and requires only a few basic details to confirm your delivery address and set up your preferred payment plan. Once verified, your credit limit is ready to use immediately across our entire online range, from quality furniture to modern home electronics. Enjoy total peace of mind knowing that having no credit history will not stop you from getting the items your family needs today, delivered directly to your doorstep with minimal fuss.
Every TrustPay plan is 12 equal payments. You choose how often they come out:
The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.
Yes, absolutely. Trusty Stores welcomes shoppers with no credit history or a thin credit file. With TrustPay, we provide instant approval up to £1,200 with no credit check, focusing instead on simple, affordable repayment terms.
TrustPay is our built-in 0% APR financing solution that lets you split your shopping into manageable weekly or monthly instalments with no credit checks and zero hidden interest charges.
New eligible shoppers can be approved up to £1,200 immediately at checkout, allowing you to furnish your home or purchase household essentials straight away.
No, setting up an account and shopping with TrustPay requires no credit check, meaning your application will leave no footprint on your credit file.
You only need to be a UK resident aged 18 or over with a valid UK debit card and an active mobile number to verify your identity and manage payments.
Apply for a TrustPay account — instant decision, no credit check