Struggling to get credit but need to spread the cost? Trusty Stores offers flexible pay-monthly options through TrustPay, designed to help everyone shop for what they need without the worry.
At Trusty Stores, we believe everyone deserves access to quality products. That’s why our unique TrustPay system makes shopping simple, fair, and accessible. Forget the stress of traditional credit applications; with TrustPay, we focus on your ability to pay today, not your past credit history. It's our way of helping you get the items you need now, with payments that suit your budget. Get approved instantly for up to £1,200.
We understand that life can throw curveballs, and sometimes your credit score doesn't reflect your current financial situation. That's where TrustPay shines. We offer genuine 0% APR on all our pay-monthly and pay-weekly plans, meaning you only ever pay the price of your item – nothing more. This transparent approach ensures you can budget effectively and enjoy your purchases without hidden costs or unexpected interest charges.
Getting started with Trusty Stores and TrustPay is straightforward. Simply choose your desired items, select TrustPay at checkout, and complete our quick application. You'll receive an instant decision, and if approved (which most customers are, up to £1,200!), your order will be on its way. It’s a hassle-free way to buy what you need, spreading the cost with confidence and clarity, without needing a perfect credit history.
Every TrustPay plan is 12 equal payments. You choose how often they come out:
The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.
Trusty Stores uses TrustPay, our inclusive lending solution. Instead of relying solely on your credit file, we focus on your current affordability. This allows us to offer instant approval for pay-monthly and pay-weekly plans, ensuring a fair chance for everyone to shop, even with a less-than-perfect credit history. We can approve you for up to £1,200.
No, using TrustPay for your purchases with Trusty Stores will not impact your credit score. We don't perform hard credit checks that leave a mark on your credit file. Our process is designed to be completely credit-friendly, helping you manage your finances without concern for your credit rating.
0% APR means '0% Annual Percentage Rate'. With TrustPay, you pay absolutely no interest on your pay-monthly or pay-weekly plan. The total amount you pay will be exactly the price of the product you choose, spread over your chosen payment period. There are no hidden fees or charges, making it a truly transparent way to buy now and pay later.
Through TrustPay, you can be instantly approved for credit up to £1,200 to spend at Trusty Stores. This amount allows you to choose from a wide range of products, from electronics to home essentials, spreading the cost over manageable, interest-free payments.
Yes, absolutely! TrustPay was specifically designed for individuals who might have bad credit, no credit history, or simply want an alternative to traditional finance options. Our 'no credit check' approach means your financial past won't prevent you from getting the items you need today. It's about inclusive lending for everyone in the UK.
Apply for a TrustPay account — instant decision, no credit check