Get a PC on Finance with No Credit Check

Spread the cost of your next desktop computer with 0% APR and instant approval up to £1,200 through TrustPay.

Upgrading your setup is simple with our flexible PC on finance, designed for real people without the barrier of a credit check. Whether you need a high-performance gaming rig, a reliable desktop for working from home, or a family computer for study, you shouldn’t be held back by an imperfect credit history. With TrustPay, we assess your affordability fairly and transparently, giving you access to top-brand desktop computers with absolutely zero interest and zero stress from day one.

Spreading the cost of your new computer has never been more accessible or straightforward. When you apply through TrustPay, eligible UK shoppers can be approved up to £1,200 instantly, allowing you to choose the exact PC and monitor bundle you need today. Because our plans feature 0% APR, the price you see is strictly the total amount you will repay. You can select comfortable weekly or monthly payment instalments that fit neatly around your household budget and payday schedule.

We believe in inclusive lending that empowers you to get essential technology without worrying about hard search footprints on your credit file. Our straightforward online application takes just a few minutes, with no hidden setup fees, compounding charges, or lengthy waiting times. Simply select your dream desktop PC, check out using TrustPay, and enjoy fast UK delivery straight to your doorstep with total peace of mind and fixed, affordable payments.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Can I get a PC on finance with no credit check?

Yes, with TrustPay you can spread the cost of a desktop computer without a credit check. We practice inclusive lending, assessing your current ability to pay rather than rejecting you based on past credit file issues.

How much credit can I be approved for?

Eligible shoppers can receive instant approval up to £1,200 when checking out with TrustPay, allowing you to order your new desktop PC and accessories immediately.

Is there any interest on my PC finance plan?

All our finance plans powered by TrustPay come with 0% APR. You will never pay any interest or surprise charges, meaning your payments remain clear and fixed.

Who is eligible to finance a PC with TrustPay?

To apply, you simply need to be a UK resident aged 18 or older, have a valid UK debit card, and receive a regular source of income to comfortably cover your chosen instalments.

Will applying for PC finance affect my credit score?

No, applying for finance with TrustPay does not involve a hard credit check, so your application will not leave an adverse mark on your credit score.

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Apply for a TrustPay account — instant decision, no credit check