Discover a fairer alternative to Raylo with TrustPay: get approved up to £1,200 for the latest tech with 0% APR and no credit check.
Looking for flexible tech finance without leasing restrictions? While Raylo offers phone rentals that require ongoing monthly subscriptions and rigid credit assessments, Trusty Stores does things differently. With TrustPay, you own your tech outright from day one. Enjoy transparent shopping with 0% APR and no credit check, ensuring that previous credit problems or an empty credit history never stop you from upgrading your mobile, tablet, or laptop today.
Getting the gadgets you need should be accessible and straightforward. Unlike traditional tech subscription providers like Raylo that often turn down applicants with poor credit ratings, our inclusive finance model welcomes everyone. You can be instantly approved up to £1,200 to spend across brand-new electronics and home tech. Spread the cost into manageable, predictable weekly or monthly repayments with zero interest, zero hidden fees, and absolute peace of mind.
At Trusty Stores, we believe in inclusive lending that empowers UK shoppers rather than penalising their past. Choose your favourite device, select TrustPay at checkout, and split your balance without any intrusive paperwork. There are no end-of-contract return fees, no complicated upgrades, and no surprises. Experience a fairer alternative to Raylo with simple 0% APR finance designed around your lifestyle, budget, and credit background.
Every TrustPay plan is 12 equal payments. You choose how often they come out:
The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.
While Raylo is primarily a gadget lease-and-return subscription service requiring credit checks, Trusty Stores lets you purchase and own your device outright using TrustPay at 0% APR with no credit check required.
Yes, unlike traditional finance and lease contracts that depend on credit scoring, TrustPay offers inclusive lending with no credit check, meaning you can be approved even with bad credit or no previous credit file.
New customers can get instantly approved up to £1,200 at checkout with TrustPay, allowing you to order top smartphones, laptops, and tech straight away without upfront delays.
No, with TrustPay you never pay interest. All payment plans are strictly 0% APR, meaning the total price you see for your tech is the exact amount you repay across your chosen schedule.
No. Unlike rental platforms where you must hand the handset back or pay extra exit fees, every device bought through Trusty Stores belongs to you completely once your repayments are complete.
Apply for a TrustPay account — instant decision, no credit check