Spread the cost of everyday essentials with our accessible retailer finance, offering 0% APR and instant checkout decisions.
Finding accessible retailer finance shouldn't depend entirely on your past credit history. At Trusty Stores, we believe in inclusive shopping, which is why our TrustPay solution is open to everyone. Whether you have had financial blips or are building a profile from scratch, our ethical approach focuses on what you can afford today. You can spread the cost of household essentials, electronics, and furniture with complete confidence, knowing that no credit check will stand between you and the items your home needs right now.
With TrustPay retailer finance, you stay in total control of your budget from day one. Enjoy transparent shopping with genuine 0% APR across our entire range, meaning the cash price you see is the absolute total you will repay. There are no surprise fees, interest hikes, or hidden admin charges added to your balance. Choose flexible weekly or monthly instalments that match your regular pay cycle, helping you manage major purchases responsibly without stretching your everyday living costs.
Getting started with our retailer finance is simple, private, and fast. Eligible UK shoppers can be approved up to £1,200 within minutes right at checkout, with no paperwork to post and no credit check required. Simply select your goods, pick TrustPay at the payment stage, and choose your preferred repayment schedule. Experience a fair, straightforward way to furnish your home, replace broken appliances, or treat your family today with trusted, interest-free retail finance designed around real lives.
Every TrustPay plan is 12 equal payments. You choose how often they come out:
The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.
TrustPay is our inclusive retailer finance option that lets you spread purchase costs over manageable weekly or monthly instalments at 0% APR, with no credit check required and approval up to £1,200.
Yes, our retailer finance is open to individuals with bad credit or no prior credit history, as we assess affordability without carrying out intrusive credit checks.
TrustPay offers 0% APR on all purchases, meaning you will never pay interest or hidden borrowing fees on your spread payments.
Eligible UK shoppers can be approved up to £1,200 instantly online upon completing their order details at checkout.
To use our retail finance, you must be a UK resident aged 18 or over with a valid UK bank account and regular income to cover your scheduled payments.
Apply for a TrustPay account — instant decision, no credit check