Get Shopping Credit Accounts with No Credit Check at 0% APR

Discover a new way to shop with Trusty Stores, offering flexible shopping credit accounts designed to make buying what you need simple and stress-free, even if you've been turned down elsewhere.

At Trusty Stores, we believe everyone deserves access to great products without financial worry. Our shopping credit accounts, powered by TrustPay, offer a fantastic solution with 0% APR, meaning you only pay back the price of your item, nothing more. We understand that life can present financial challenges, and that's why we focus on making our lending inclusive. You can get approved up to £1,200 for your purchases, all without traditional credit checks.

Forget about complicated application processes and the anxiety of credit scores. With TrustPay, our instant approval system means you can get your shopping credit account set up quickly and easily. This inclusive approach helps many UK shoppers who might have a less-than-perfect credit history or no credit history at all. We're here to help you spread the cost of your desired items into manageable pay-monthly or pay-weekly instalments, giving you peace of mind and financial flexibility.

Our commitment is to transparency and fairness. When you choose a shopping credit account with Trusty Stores and TrustPay, you'll always know exactly what you're paying. With 0% APR, there are no hidden fees or charges, just simple, straightforward financing. Apply for an account today and get approved up to £1,200, opening up a world of quality products available on terms that suit your budget. Experience the future of inclusive shopping with Trusty Stores.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

What is a shopping credit account?

A shopping credit account allows you to buy products and spread the cost over time through regular payments. With Trusty Stores, our accounts offer 0% APR.

Do you perform credit checks for shopping credit accounts?

No, we don't perform traditional credit checks when you apply for a shopping credit account with TrustPay. We focus on inclusive lending.

How much credit can I get with TrustPay?

You can get approved for shopping credit up to £1,200 with TrustPay, allowing you to purchase a wide range of products.

What is 0% APR?

0% APR means '0% Annual Percentage Rate'. With Trusty Stores, it means you pay no interest on your purchases; you only pay back the original price of the item.

Can I get a shopping credit account if I have bad credit?

Yes, many of our customers have been turned down elsewhere or have a less-than-perfect credit history. Our TrustPay accounts are designed to be inclusive, offering instant approval without traditional credit checks.

Related pages

Apply for a TrustPay account — instant decision, no credit check