Get Approved with Just a Soft Credit Check at Trusty Stores

Discover an easier way to shop with Trusty Stores, where we believe everyone deserves access to the products they need, without the worry of traditional credit checks.

At Trusty Stores, we understand that traditional credit checks can be a barrier for many. That's why we offer a different approach. With TrustPay, our unique payment solution, you can apply for an account with just a soft credit check. This means we can assess your eligibility without leaving a mark on your credit file, making it a stress-free way to get approved for your favourite items.

We pride ourselves on offering 0% APR on all our pay-monthly and pay-weekly plans. This commitment means you only pay for the items themselves, with no hidden interest charges. Our aim is to make budgeting simple and transparent, allowing you to manage your finances effectively while enjoying the convenience of spreading the cost. Get approved instantly for up to £1,200 and start shopping today!

TrustPay is designed to be inclusive, offering instant approval for a credit limit up to £1,200. Whether you're looking for home essentials, electronics, or gifts, our straightforward application process means you can get what you need without delay. Experience the freedom of flexible payments and the peace of mind that comes with knowing you're in control of your spending, all thanks to Trusty Stores and TrustPay.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

What is a soft credit check?

A soft credit check is a way for lenders to review your creditworthiness without impacting your credit score. Unlike a hard credit check, it's not visible to other lenders and won't affect your ability to get credit elsewhere.

Does Trusty Stores do credit checks?

At Trusty Stores, we use TrustPay, which involves a soft credit check during your application. This allows us to offer you a credit limit up to £1,200 with instant approval, all without affecting your credit score.

Can I get pay monthly with bad credit?

Yes, with Trusty Stores and TrustPay, we focus on inclusive lending. Our soft credit check process means that even if you have a less-than-perfect credit history, you can still be approved for 0% APR pay-monthly plans up to £1,200.

How can I get instant approval for finance?

Trusty Stores offers instant approval through TrustPay. Our straightforward application process and soft credit check mean you can quickly find out your approved credit limit, up to £1,200, and start shopping right away.

What is 0% APR and how does it work?

0% APR means you pay no interest on your purchases. With Trusty Stores' TrustPay, you only pay back the price of your items over agreed monthly or weekly instalments, making your payments completely interest-free.

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Apply for a TrustPay account — instant decision, no credit check