Looking to apply for studio card catalogue shopping? Get instant access to thousands of essentials with TrustPay at 0% APR.
If you are looking to apply for studio card catalogue shopping options but worry about past credit blunders, TrustPay provides a refreshing alternative. We believe credit history should not hold you back from furnishing your home or picking up family essentials. With our inclusive shopping account, you can spread your order totals comfortably over manageable pay-weekly or pay-monthly schedules. Everyone gets an equal, fair chance to shop the brands they adore, without jumping through conventional banking hoops or facing awkward credit interrogations.
Every new application is assessed fairly without relying on invasive credit bureau searches, making it ideal for those with bad credit or no past borrowing history. When you apply, you can get instant approval for a credit limit up to £1,200. Plus, with genuine 0% APR across all purchases, there are never any hidden interest fees or nasty surprises creeping into your statements. You simply pay the exact price of your basket divided into realistic, bite-sized amounts that match your income cycle.
Managing your household budget has never been more straightforward. Once your TrustPay account is active, you can browse thousands of top products across fashion, electronics, appliances, and home living. Checkout is seamless, automated payments ensure you never miss a due date, and your balance updates instantly in your online portal. It is the simple, honest catalogue shopping experience you deserve, offering complete peace of mind, reliable UK customer support, and totally transparent 0% interest from your very first order.
Every TrustPay plan is 12 equal payments. You choose how often they come out:
The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.
Yes, if you want an alternative to a traditional studio card catalogue application, TrustPay welcomes shoppers with low credit scores or thin credit histories. We use an inclusive lending assessment that does not rely on traditional credit checks.
With TrustPay, eligible shoppers can receive an instant spending limit of up to £1,200 immediately upon completing the quick online setup.
No, TrustPay does not perform hard credit checks when assessing your application, ensuring your existing credit score remains completely untouched and protected.
TrustPay provides genuine 0% APR financing, meaning you never pay any interest or hidden finance charges on your purchases as long as you make your agreed scheduled payments.
You only need to be a UK resident aged 18 or over with a valid UK debit card and regular income to set up your TrustPay account.
Apply for a TrustPay account — instant decision, no credit check