sofa on Pay Weekly — 0% APR TrustPay
Get the sofa you want today and spread the cost over 12 flexible instalments with TrustPay — 0% APR, no credit checks, bad credit welcome.
Every sofa on this page is available on TrustPay — our in-house 0% APR facility. No deposit. No credit search. No hidden fees. Every applicant is approved instantly up to £1,200 and you keep the item from day one.
Bad credit, CCJs, defaults and no credit history are all welcome. Applying never affects your credit score because we don't run credit checks. Your first payment is taken at checkout, and dispatch is confirmed after your 4th on-time payment.
Trusty Stores is a real UK retailer based in Liverpool with over 1,000 five-star reviews. We ship UK-wide and you deal with real humans, not chatbots.
How you pay with TrustPay
Every TrustPay plan is 12 equal payments. You choose how often they come out:
- Weekly — 12 payments over 12 weeks
- Fortnightly — 12 payments over 24 weeks
- Monthly — 12 payments over 12 months
The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.
Example: £223.18 split into 12 payments of £18.60 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £223.18. 0% APR, no interest, no fees.
What you can get on this plan
- Sectional Corner Sofa & Dark Grey Cushion Solid Acacia Wood vidaXL — 12 payments of £18.60 (£223.18 total, 0% APR)
- Habitat Poppy Fabric 2 Seater Sofa - Natural — 12 payments of £43.75 (£525.00 total, 0% APR)
- Argos Home Knox Faux Leather 2 Seater Sofa - Black — 12 payments of £55.00 (£660.00 total, 0% APR)
- Home Nolan Fabric 3 Seater Clic Clac Sofa Bed -Natural - Habitat Kota 3 Seater Fabric Clic Clac Sofa Bed — 12 payments of £57.25 (£687.00 total, 0% APR)
- Home Chase Fabric 3 Seater Clic Clac Sofa Bed-Charcoal - Habitat Brooks Fabric 3 Seater Clic Clac Sofa Bed — 12 payments of £60.85 (£730.20 total, 0% APR)
- Habitat Julien Velvet 2 Seater Sofa - Natural - Habitat Julien Velvet 2 Seater Sofa — 12 payments of £67.94 (£815.25 total, 0% APR)
- Home Knox Faux Leather 2 Seater Sofa - Tan - Argos Home Cynthia Fabric 2 Seater Sofa — 12 payments of £75.25 (£903.00 total, 0% APR)
- Home Milano Leather 2 Seater Sofa - Ivory - Argos Home Milano Leather 2 Seater Sofa — 12 payments of £80.50 (£966.00 total, 0% APR)
- Home Lisbon Fabric 2 Seater Sofa Bed - Charcoal - Argos Home Lisbon Fabric 2 Seater Sofa Bed — 12 payments of £88.00 (£1056.00 total, 0% APR)
- Argos Home Toby Faux Leather 3 Seater Recliner Sofa - Grey — 12 payments of £93.85 (£1126.20 total, 0% APR)
- Habitat Chesterfield Velvet 2 Seater Sofa - Blue - Habitat Chesterfield Velvet 2 Seater Sofa — 12 payments of £95.35 (£1144.20 total, 0% APR)
- Giardino Sydney Rattan 3 Seater Sofa - Brown — 12 payments of £98.85 (£1186.20 total, 0% APR)
Frequently asked questions
Is there a credit check on sofa finance?
No. TrustPay is a zero-credit-check facility and applying never affects your credit score.
How much can I be approved for?
Every applicant is approved instantly up to £1,200. That covers the full range of sofas on our site.
Do I have to pay a deposit?
No deposit is required — you'll only pay your first weekly or monthly instalment at checkout.
Can I qualify with bad credit or a CCJ?
Yes. Bad credit, CCJs, defaults and no credit history are all welcome. TrustPay is built for people traditional finance turns away.
How quickly is my sofa dispatched?
Your order is dispatched after your 4th on-time payment. Please allow up to 10 working days from that point for delivery.
Related pages
Apply for a TrustPay account — instant decision, no credit check