Sofas on Finance with No Credit Checks

Upgrading your living room is simple and accessible when you choose sofas on finance from Trusty Stores. Through TrustPay, you can spread your purchase across 12 manageable weekly or monthly instalments at 0% APR with no credit checks required.

Furnishing your home should be straightforward, regardless of your financial history. With TrustPay, bad credit and CCJs are welcome because we never carry out credit checks. You can furnish your space with an overall limit of up to £1,200, choosing a payment schedule that fits your routine, whether that means paying once a week or once a month.

Our seating range covers options for living rooms of all shapes and sizes. Whether you are looking for a spacious corner suite for the family, a compact two-seater for a flat, or a supportive recliner to unwind in, you will find modern fabrics, durable finishes, and timeless designs built for everyday comfort.

Managing your orders is transparent from start to finish. When you place your first order using TrustPay, your sofa ships directly to your home once your 4th payment has been made. Once your account is established, any subsequent orders you place will ship straight away without the initial waiting period.

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Frequently asked questions

How does buying a sofa on finance work with TrustPay?

TrustPay allows you to spread the total cost of your sofa across 12 weekly or monthly instalments at 0% APR, with an overall spending limit of up to £1,200.

Can I get a sofa on finance if I have bad credit or CCJs?

Yes. We do not perform credit checks, so customers with adverse credit histories or CCJs are welcome to place an order.

When will my new sofa be delivered?

For your first TrustPay order, your sofa will be dispatched after your 4th payment is completed. For any future orders, items ship straight away.

Can I choose between weekly and monthly instalments?

Yes. You can select either 12 weekly or 12 monthly payments to best suit your household budget and payday cycle.

Is there any interest or extra fee added to the order?

No. TrustPay orders are 0% APR, meaning you only ever pay the purchase cost of your sofa without any interest charges.

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Apply for a TrustPay account — instant decision, no credit check