If you have been turned down by major mobile networks and are searching for a bad credit phone contract, Trusty Stores offers a straightforward alternative that puts you back in control of your tech.
Getting approved for a traditional mobile plan can be frustrating when you have an imperfect financial history, CCJs, or a low credit rating. Mainstream providers rely heavily on automated credit scoring systems that frequently reject customers without second thought. Instead of being locked out, choosing a SIM-free handset through our catalogue allows you to bypass the strict underwriting of standard network agreements.
With TrustPay, you can spread the cost of brand-new smartphones over 12 weekly or monthly instalments at 0% APR. We do not perform credit checks, so past missed payments or poor credit history will not stand in the way. Customers can access an account limit of up to £1,200 to pick the handset that fits their lifestyle.
Our delivery process is transparent and designed to keep borrowing manageable. When you place your first order with us, your phone will ship directly to your door after your 4th payment is completed. Once that initial agreement is successfully under way, any future orders ship straight away, giving you ongoing access to mobile upgrades without the hassle.
Traditional contracts bundle the phone and airtime together, often locking you into restrictive multi-year network deals with strict credit requirements. Our service allows you to purchase the handset on its own using flexible instalments, leaving you free to use any affordable SIM-only plan you prefer.
No, we do not carry out credit checks. TrustPay is available to customers regardless of past credit issues, defaults, or CCJs.
For your first purchase, your handset will be dispatched as soon as your 4th scheduled payment is received. For all subsequent orders, your items ship immediately.
Eligible customers can spend up to our £1,200 limit across our catalogue range.
You can choose to split your balance across 12 weekly or 12 monthly instalments at 0% APR, allowing you to match payments to your payday schedule.
Apply for a TrustPay account — instant decision, no credit check