Bad Credit Phones with No Credit Checks

Finding bad credit phones shouldn't be a struggle when you need to stay connected. At Trusty Stores, we make getting a new handset simple with TrustPay, offering flexible instalments, zero interest, and no credit checks whatsoever.

A poor credit history or past CCJs should not stop you from having a dependable handset. With TrustPay, you can spread the cost of your mobile across 12 manageable weekly or monthly instalments. Everything comes with 0% APR, meaning you only ever pay for the cost of the device, backed by an account limit of up to £1,200.

Our order process is transparent from start to finish. When you place your first order with us, your phone is dispatched straight to your door as soon as your fourth instalment is paid. Once you have built a record with your first completed purchase, all future orders ship straight away upon checkout.

Choose from a selection of modern smartphones designed to suit every lifestyle and budget, whether you prefer leading brands or straightforward everyday handsets. Simply add your chosen phone to the basket, set up your payment schedule, and enjoy a hassle-free checkout with no lengthy credit assessments.

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Frequently asked questions

Can I get a phone if I have bad credit or CCJs?

Yes. We welcome customers with bad credit, defaults, or past CCJs. We do not run any credit checks, so your past credit score will not impact your ability to place an order.

Do you perform credit checks during checkout?

No, we carry out no credit checks at all. You can set up your instalment plan without worrying about marks on your credit profile.

When will my phone be delivered?

For your first order, your handset is dispatched immediately after your fourth payment has cleared. For any subsequent orders, your items are shipped straight away.

How does spreading the cost work?

With TrustPay, you can split your total into 12 weekly or monthly instalments at 0% APR. There are no hidden fees or interest charges added to your balance.

What is the maximum amount I can spend?

Eligible customers can spend up to our standard limit of £1,200 across their orders.

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Apply for a TrustPay account — instant decision, no credit check