No Credit Check Catalogues Explained: How They Work in 2026

Discover how no credit check catalogues give everyone access to the products they need, regardless of credit history.

A no credit check catalogue is a shopping service that allows you to buy products on credit without undergoing a traditional credit check. Unlike high street lenders and mainstream credit cards, these catalogues don't rely on your credit score to determine your eligibility.

At Trusty Stores , we believe everyone deserves access to the products they need. That's why we offer up to £1,200 guaranteed credit with absolutely no credit checks required.

1. Apply Online — Fill out our quick application form. It takes just a few minutes and there's no credit check involved. 2. Get Approved — Once your identity is verified, you'll receive your credit limit instantly. 3. Start Shopping — Browse our catalogue of mobile phones, laptops, TVs, furniture, and more. 4. Pay Flexibly — Spread the cost with our TrustPay flexible payment plan at 0% APR.

People with bad credit — Past financial difficulties shouldn't stop you from getting what you need. Those with no credit history — If you're new to credit or have a thin file, traditional lenders may turn you away. People with CCJs or defaults — We don't hold your past against you. Anyone who values flexibility — Our TrustPay system lets you spread payments in a way that works for you.

Unlike other catalogue credit providers, Trusty Stores is a real, physical store based in Wolverhampton. You can visit us at 14 Dudley Street, WV1 3EY or shop online from anywhere in the UK.

We offer: No credit checks — guaranteed Up to £1,200 credit 0% APR with TrustPay Wide product range — phones, electronics, furniture, and appliances Friendly support — call us on hello@trustystores.co.uk

Absolutely. Trusty Stores has been serving customers in Wolverhampton and across the UK with transparent, fair credit solutions. Our TrustPay system has no hidden fees, and our team is always available to help.

Applying takes just a few minutes. Visit our application page and discover how easy it is to get the products you need today, with payments that fit your budget.

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Apply for a TrustPay account — instant decision, no credit check