Shop now, pay later with a credit account up to £1,200 — no credit checks and 0% APR with TrustPay.
Most catalogues with credit run a hard search and turn you down if your file isn't perfect. We don't. Trusty Stores gives every approved customer a credit account of up to £1,200 with no credit check at all.
Use your credit across TVs, laptops, phones, gaming, furniture and white goods, then spread the cost over 12 equal payments at 0% APR — weekly, fortnightly or monthly, whichever suits how you're paid. Applying leaves no mark on your credit file.
A credit catalogue is only useful if you are actually accepted. Ours has no search to fail: the decision is made in seconds from your application, and a CCJ, default, IVA or an empty credit file will not stop it.
The credit is interest free. £600 of goods is £600 repaid, split into 12 payments of £50 a month, £25 a fortnight or £50 across 12 weeks — the same total however you take it. A one-off £4.99 account activation fee applies and there is no deposit.
On your first order, goods are dispatched once your plan is established, usually after the fourth on-time payment. That is the trade-off for no credit check. After that your credit line stays open for life and later orders ship straight away.
Every TrustPay plan is 12 equal payments. You choose how often they come out:
The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.
Example: £51.58 split into 12 payments of £4.30 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £51.58. 0% APR, no interest, no fees.
Trusty Stores does. You're approved within seconds for up to £1,200, with no credit check and no waiting for a decision.
Yes. CCJs, defaults, IVAs and no credit history are all fine — we don't look at your credit file.
Up to £1,200 on your first order. Your limit can grow as you pay on time.
No. TrustPay is 0% APR. There is a £4.99 activation fee and no deposit.
Apply for a TrustPay account — instant decision, no credit check