Looking for catalogues with credit that make shopping easier and more affordable? Trusty Stores offers a flexible way to buy what you need today.
Catalogue credit without the credit check — approved up to £1,200 in about 60 seconds.
Catalogue credit should be simple: pick what you need, agree the payments, get it delivered. That's exactly how Trusty Stores works. There's no credit search, no proof-of-income paperwork and no impact on your credit score when you apply.
Your credit is good across the whole catalogue, and every order is 0% APR. Every plan is 12 equal payments — choose weekly, fortnightly or monthly and line them up with your payday. Pay on time and your limit grows.
Traditional catalogue credit charges interest on the balance, often at 39.9% APR, so a £600 order costs considerably more than £600. Trusty charges no interest at all: you repay exactly the price of the goods, plus a one-off £4.99 account activation fee.
There is no deposit, no annual fee and no charge for moving a payment date if your circumstances change. Missing a payment does not add interest — we contact you and reschedule.
Your first order is dispatched once your plan is established, typically after the fourth on-time payment. From your second order onwards goods are dispatched immediately, and your credit line stays with you.
Every TrustPay plan is 12 equal payments. You choose how often they come out:
The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.
Example: £51.58 split into 12 payments of £4.30 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £51.58. 0% APR, no interest, no fees.
It's a credit account you use to shop and pay in instalments. With Trusty Stores it's 0% APR, up to £1,200, with no credit check.
Yes. We don't credit-check, so bad credit, CCJs, defaults and thin files are all welcome.
Instantly — the application takes about 60 seconds.
No. There's no search on your file when you apply.
Apply for a TrustPay account — instant decision, no credit check