Contract Phones Without Credit Checks

If you are searching for contract phones without credit checks, Trusty Stores makes getting connected straightforward and stress-free. Whether you have an imperfect credit rating, past CCJs, or simply want to avoid intrusive financial searches, our TrustPay option lets you spread payments across 12 weekly or monthly instalments at 0% APR with an account limit of up to £1,200.

Traditional mobile networks often rely on strict credit vetting, leaving many people locked out from getting the handset they need. TrustPay takes a different approach. We never carry out credit checks, making our handset plans accessible if you have experienced credit difficulties in the past. You choose whether to pay over 12 manageable weekly or monthly instalments, keeping complete control of your regular budget without ever paying a penny in interest.

Understanding our delivery process is simple and transparent. When you place your first order with TrustPay, your brand-new handset ships directly to your doorstep once your fourth instalment is paid. For every order you make after your initial purchase, your items are dispatched straight away, allowing you to upgrade accessories or technology with immediate delivery as an established customer.

From standard everyday handsets to feature-packed modern smartphones, our mobile range gives you the flexibility you deserve. There are no surprise fees, no complex contracts, and no compounding charges. Select your preferred mobile phone, choose your instalment schedule, and enjoy a fair, practical way to finance tech on your own terms.

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Frequently asked questions

How do contract phones without credit checks work at Trusty Stores?

You choose your phone from our catalogue and split the balance over 12 weekly or monthly instalments using TrustPay. We do not perform credit checks, so your credit score is never reviewed or impacted.

When will my mobile phone be delivered?

On your first order, your mobile phone is dispatched after your fourth instalment has been successfully completed. On any future orders you place, items are dispatched straight away.

Can I get a phone if I have bad credit or existing CCJs?

Yes. TrustPay is open to customers with bad credit, defaults, or county court judgments (CCJs), as we do not run credit checks.

Is there any interest added to the instalments?

No. TrustPay is 0% APR, meaning the total cost of your order is divided evenly across your 12 instalments without interest or setup fees.

What is the maximum amount I can spend?

Eligible customers can access an order limit of up to £1,200 across our catalogue.

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Apply for a TrustPay account — instant decision, no credit check