If you have struggled to pass network checks, finding a mobile contract no credit check option can feel impossible. Trusty Stores offers a smarter alternative by letting you spread the cost of brand-new, unlocked handsets over 12 weekly or monthly instalments with TrustPay at 0% APR, with bad credit and CCJs welcome.
Traditional mobile network providers rely heavily on strict credit scoring, often rejecting applicants with historic credit blips, past defaults, or limited borrowing history. Rather than tying you into a rigid two-year tariff with hidden interest, Trusty Stores lets you secure the phone you need and pair it with any budget SIM-only deal you prefer.
With TrustPay, there are no credit checks to worry about, and accounts are open to shoppers with CCJs or adverse credit records. You can spread the balance across 12 manageable weekly or monthly instalments with completely 0% APR, up to a maximum account limit of £1,200. This transparent approach keeps your finances straightforward without ongoing finance fees.
Managing your orders is clear and dependable. For your first order with us, your brand-new handset ships directly to your door after your fourth scheduled payment is completed. Once that initial plan is established, all future purchases ship straight away, making it simple to upgrade your tech whenever required.
No, Trusty Stores supplies unlocked, SIM-free smartphones. Instead of paying a network for airtime and hardware combined, you spread the purchase of your phone over 12 instalments with TrustPay and insert whichever network SIM card you like.
There are no credit checks involved when using TrustPay. Customers with low credit scores or active CCJs are welcome to order up to our account limit of £1,200.
For your first purchase, your handset ships after you make your fourth weekly or monthly payment. Any orders you place afterwards ship straight away.
You can select either 12 weekly or 12 monthly payments, all charged at 0% APR. Payments are collected automatically from your nominated payment card.
Yes, every handset we sell is supplied fully unlocked, so you can choose any UK network provider, whether you prefer a pay-as-you-go setup or a rolling 30-day SIM plan.
Apply for a TrustPay account — instant decision, no credit check