Securing a traditional mobile phone contract bad credit deal on the high street can feel impossible when networks turn you down. Trusty Stores offers a practical alternative to a regular mobile contract via TrustPay, allowing you to secure brand-new handsets and spread the cost across 12 weekly or monthly instalments with no credit checks.
Mainstream network providers routinely run hard credit checks that penalise missed payments, low credit scores, or past CCJs. Instead of tying your handset to an inflexible network tariff, our catalogue lets you purchase unlocked smartphones directly. Customers with bad credit and CCJs are welcome, and we never check your credit file before setting up your payment plan.
Budgeting is kept completely transparent with 0% APR on every purchase. You can choose whether you prefer to make 12 weekly or 12 monthly instalments to match your personal pay cycle. For your first order, your mobile phone ships once your 4th payment is successfully made. Once you have established your payment record, all future catalogue orders ship straight away.
With a generous account limit of £1,200, you can select from the latest handsets from leading manufacturers without facing unexpected fees or interest charges. Because our devices come unlocked, you are free to insert any network SIM card you like, keeping your ongoing communication costs well within your monthly budget.
No, we carry out no credit checks whatsoever. Customers with past defaults, low credit scores, or CCJs are completely welcome to apply.
Rather than tying you into a high-cost combined airtime and phone contract, TrustPay allows you to finance an unlocked handset over 12 instalments at 0% APR, leaving you free to choose any affordable SIM-only plan.
For your first order with Trusty Stores, your phone is shipped right after your 4th payment has been completed. Any orders you place afterwards will ship straight away.
Eligible customers can order devices and accessories up to our £1,200 limit.
None at all. All TrustPay orders are 0% APR, meaning you pay zero interest over your 12 weekly or monthly instalments.
Apply for a TrustPay account — instant decision, no credit check