Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Pay Monthly HP Laptops — No Credit Check, Bad Credit Welcome

Get a brand-new HP laptop today and pay monthly with TrustPay — no credit checks, no deposit, 0% APR.

Looking for pay monthly hp laptops? Trusty Stores lets you shop the latest models and spread the cost over 12 affordable monthly instalments — with TrustPay there are no credit checks, no hidden fees, no deposit and no impact on your credit score when you apply.

Every customer is approved instantly up to £1,200, so you can pick your hp laptop and start paying in small, manageable amounts. It's the simple way to get what you need without waiting or worrying about credit history.

Whichever brand or model you go for, we'll dispatch fast and keep you updated every step of the way.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £352.64 split into 12 payments of £29.39 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £352.64. 0% APR, no interest, no fees.

What you can get on this plan

HP Elitebook 840 G3 Laptop Intel i7-6600U 2.6GHz, 16GB RAM, 512GB SSD, Windows 10 Pro (Renewed) — 12 payments of £29.39 (£352.64 total, 0% APR)
HP 14a-ne1000na 14in Celeron 4GB 64GB Chromebook - Grey — 12 payments of £35.35 (£424.20 total, 0% APR)
HP Stream 14s-dq0034na 14in Celeron 4GB 128GB Laptop - Black — 12 payments of £38.85 (£466.20 total, 0% APR)
HP 255 G8 AMD Ryzen 5 8GB RAM 256GB SSD 15.6 Inch Windows 11 Laptop — 12 payments of £43.80 (£525.56 total, 0% APR)
HP 15-fd0060na 15.6in Intel Core i3 4GB 128GB Laptop — 12 payments of £52.35 (£628.20 total, 0% APR)
HP 14-ep2001na 14in Intel N1504GB 128GB Laptop — 12 payments of £59.85 (£718.20 total, 0% APR)
HP 14a-nf0002na 14in Intel N100 4GB 128GB Chromebook — 12 payments of £60.85 (£730.20 total, 0% APR)
HP 15-fc0017na 15.6in AMD Ryzen 5 8GB 256GB Laptop — 12 payments of £76.36 (£916.20 total, 0% APR)
HP 14s-dq5009na 14in i5 8GB 256GB Laptop - Silver — 12 payments of £80.36 (£964.20 total, 0% APR)
HP 15s-fq5021na 15.6in i5 8GB 256GB Laptop Bundle - Silver — 12 payments of £83.35 (£1000.20 total, 0% APR)
HP 17-cn3007na 17in Intel Core i3 8GB 512GB Laptop - Silver — 12 payments of £89.85 (£1078.20 total, 0% APR)
HP 15-fc0045na 15.6in AMD Ryzen 3 8GB 256GB Laptop - Black — 12 payments of £90.85 (£1090.20 total, 0% APR)

Frequently asked questions

Can I get a hp laptop on pay monthly with bad credit?

Yes. TrustPay performs no credit checks, so customers with bad credit, CCJs or no credit history are all welcome and approved instantly up to £1,200.

How much will my hp laptop cost per month?

Your hp laptop cost is split into 12 equal monthly instalments. For example, a £600 hp laptop costs just £50 per month with 0% APR.

Is there a deposit on hp laptops?

No deposit is required. Apply, choose your hp laptop and start your monthly payments.

What if I miss a payment?

We're flexible — contact us and we'll help you reschedule a payment free of charge if you need to.

Apply for a TrustPay account — instant decision, no credit check