Finding a phone contract with bad credit history can be difficult when mainstream mobile networks turn you away. Trusty Stores offers a straightforward way to get the handset you need without credit scoring, using our flexible TrustPay payment option.
Most standard UK network providers rely heavily on automated credit checks that penalise you for past financial difficulties. If you have had missed payments, defaults, or CCJs in the past, traditional providers often reject your application automatically. At Trusty Stores, we believe your credit score should not stop you staying connected. We do not run any credit checks, meaning you can choose the handset you want without worrying about another search appearing on your file.
Instead of tying you down to a complicated mobile tariff, TrustPay allows you to spread the cost of your smartphone across 12 weekly or monthly instalments. Every plan comes with 0% APR, ensuring there is never any interest or hidden finance charges added to your order. You can browse our range of brand-new devices and build your basket up to our £1,200 limit.
We keep our process transparent from the moment you place your order. For your initial purchase, your handset ships promptly once you complete your 4th payment. For any subsequent purchases you make with us down the line, items ship straight away, giving you a dependable, ongoing way to upgrade your tech on terms that suit your budget.
Yes. Traditional networks usually reject customers with poor scores, but Trusty Stores provides a flexible alternative. With TrustPay, bad credit and CCJs are welcome because we do not carry out credit checks.
Yes, we do not run credit checks on our customers. You can set up your TrustPay payment plan without hard or soft searches being recorded against your credit file.
TrustPay allows you to spread the purchase of your phone across 12 weekly or monthly instalments at 0% APR, with no interest added.
On your first order, your handset is dispatched once your 4th payment has been made. For any future orders you place with Trusty Stores, your items are sent straight away.
You can shop our selection of handsets and mobile devices up to our £1,200 limit.
Apply for a TrustPay account — instant decision, no credit check