Catalogues for Bad Credit with Guaranteed Acceptance & 0% APR

Discover a world of shopping with Trusty Stores, where everyone is welcome to apply for 0% APR finance, regardless of their credit history.

At Trusty Stores, we believe everyone deserves access to the products they need and love. That's why our unique TrustPay system offers guaranteed acceptance on our catalogues, even if you've had credit challenges in the past. We understand that life happens, and a low credit score or no credit history shouldn't stop you from getting what you need. With TrustPay, you can spread the cost of your purchases with 0% APR, making budgeting simpler and more manageable for you.

Forget lengthy forms and frustrating rejections associated with traditional finance options. TrustPay offers a straightforward application process with no credit checks, meaning you can get an instant decision and be approved for up to £1,200 to spend in our catalogues. This inclusive approach ensures that more people across the UK can enjoy flexible payment options without the worry of their credit history being a barrier. It's about making shopping accessible and stress-free for everyone.

Once approved for your £1,200 limit with TrustPay, you're free to browse our extensive range of products across various catalogues and choose items that suit your lifestyle. From home essentials to the latest tech, our pay-monthly and pay-weekly options with 0% APR make budgeting a breeze. Trusty Stores is committed to transparent and responsible lending, ensuring you understand your payments and can manage your account with ease. Start shopping today and experience financial flexibility with TrustPay.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Can I get a catalogue with bad credit?

Yes, absolutely! Trusty Stores offers catalogues with guaranteed acceptance, even if you have a less-than-perfect credit history. Our TrustPay system is designed to be inclusive, providing 0% APR finance options for everyone.

Do Trusty Stores do a credit check?

No, when you apply for TrustPay with Trusty Stores, we do not perform a credit check. We focus on affordability and your ability to repay, ensuring a fairer system for all our customers.

How much can I get approved for with TrustPay?

With TrustPay, you can get approved for up to £1,200 to spend across our catalogues. This instant approval gives you the flexibility to shop for a wide range of products with 0% APR.

What is 0% APR?

0% APR means you pay no interest on your purchases. The price you see is the price you pay, spread over manageable pay-monthly or pay-weekly instalments through TrustPay.

How quickly can I get approved for a catalogue?

Our TrustPay application process is designed for instant approval. Once you apply, you'll typically get a decision straight away, allowing you to start shopping in our catalogues without delay.

Related pages

Apply for a TrustPay account — instant decision, no credit check