Explore guaranteed contract phone no credit check options with TrustPay, offering 0% APR mobile plans and instant approval up to £1,200 for UK shoppers.
Getting the latest smartphone shouldn't feel impossible because of a past financial hiccup. Traditional mobile networks rely heavily on strict credit scoring, often turning away reliable people with bad credit or thin credit files. At Trusty Stores, we do things differently through inclusive lending. With our accessible TrustPay finance, there is no credit check required, giving everyone a fair chance to upgrade their handset today with complete peace of mind.
With TrustPay, eligible shoppers can get approved up to £1,200 to spend on the latest mobile devices, from flagship models to budget-friendly essentials. Even better, our finance comes with genuine 0% APR, meaning you will never pay a penny in interest or surprise fees. Simply choose the pay-monthly or pay-weekly schedule that suits your payday routine, spread the total cost comfortably, and enjoy your new smartphone without stretching your monthly budget.
Starting your order takes just minutes online with immediate confirmation and zero tedious paperwork. We believe in building trust rather than dwelling on historical credit bureau reports. Once you choose your phone and select your preferred payment terms, your order is processed quickly for rapid UK delivery to your door. Upgrade with total confidence today and experience hassle-free mobile shopping designed to support your everyday financial wellbeing.
Every TrustPay plan is 12 equal payments. You choose how often they come out:
The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.
While standard network contracts often require credit checks, Trusty Stores offers pay-monthly handsets through TrustPay with no credit check required, giving you access to the latest mobile phones without credit bureau scoring.
New and existing shoppers can get approved up to £1,200 instantly with TrustPay, allowing you to select from popular handsets and spread the payments with 0% APR.
Yes, all phone plans financed via TrustPay feature 0% APR representative, meaning your total repayment amount stays exactly the same with zero added interest.
Applying has zero impact on your credit rating because we do not conduct hard or soft credit checks to evaluate your handset finance request.
You simply need to be a UK resident aged 18 or over with an active UK bank account and a regular income or debit card to set up your scheduled repayments.
Apply for a TrustPay account — instant decision, no credit check