Contract Phones for Bad Credit? Get Approved with TrustPay!

Getting a new contract phone shouldn't be difficult, even if you've had credit challenges in the past – Trusty Stores and TrustPay are here to help!

At Trusty Stores, we believe everyone deserves access to the latest tech. That's why we offer a fantastic range of contract phones, all available with our unique TrustPay service. If you've been turned down elsewhere because of a less-than-perfect credit history, don't worry. We focus on your ability to pay today, not just your past, making it easier for you to get approved for the phone you need without stress or delay. Your new phone is closer than you think!

With TrustPay, you can enjoy 0% APR on all pay-monthly phones. This means you only pay for the phone itself, with no extra interest charges – ever. We're proud to offer an inclusive lending approach, providing instant approval up to £1,200 without the need for traditional credit checks. It’s our way of helping more people in the UK get approved for essential items, allowing you to spread the cost affordably and manage your budget with confidence.

Choosing a contract phone through Trusty Stores and TrustPay is straightforward and transparent. Browse our wide selection of smartphones from leading brands, then select TrustPay at checkout. You’ll get an instant decision, and once approved, your new phone will be on its way. Experience the freedom of staying connected with a flexible payment plan tailored for real life. It’s time to say goodbye to credit worries and hello to your new phone!

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Can I get a contract phone with poor credit history?

Yes, absolutely! At Trusty Stores, our TrustPay service is designed to help customers with varying credit histories. We offer an inclusive lending solution, allowing you to get approved for a contract phone even if you have bad credit or no credit history.

Do you perform credit checks for contract phones?

No, with TrustPay, we do not conduct traditional credit checks. We focus on your current affordability, making it easier for more people to get approved for pay-monthly phones without the usual hurdles.

How much can I be approved for?

Through TrustPay, you can get instant approval for up to £1,200 to spend on our range of contract phones and other products. This generous limit helps ensure you can get the tech you need.

What is 0% APR and how does it work?

0% APR means you pay no interest on your pay-monthly contract phone. The total amount you pay is simply the price of the phone, spread over affordable weekly or monthly payments with TrustPay.

How quickly can I get approved?

Our TrustPay approval process is instant! Once you apply, you'll receive a decision straight away, meaning you can get your new contract phone approved and on its way to you without delay.

Related pages

Apply for a TrustPay account — instant decision, no credit check