Find your next mobile phone for bad credit at Trusty Stores, featuring interest-free instalments and instant online approvals.
Getting a reliable smartphone should not depend on your financial history. At Trusty Stores, we believe in fair, inclusive finance that looks at where you are today, not past setbacks. With TrustPay, you can spread the cost of the latest handsets across manageable weekly or monthly instalments. You will enjoy 0% APR with no hidden interest, surprise fees, or confusing terms, making it simple and transparent to budget for the tech you need to stay connected with family and work.
Traditional network contracts often rely on rigid automated scoring that turns away shoppers with imperfect credit scores. Our modern approach does away with that barrier completely. There is no credit check required when you apply, and eligible customers can be approved up to £1,200 instantly online. From flagship models to affordable everyday smartphones, you can choose the device that suits your lifestyle without worrying about hard inquiries impacting your credit report or complicated paperwork slowing down your order.
Setting up your new phone plan takes just minutes from your phone or computer. Simply select your chosen handset, head to checkout, and choose TrustPay as your payment method. You will get an immediate decision, allowing you to split the retail price into affordable, regular payments at 0% APR. Once confirmed, we dispatch your phone swiftly directly to your door, giving you a fresh start with dependable mobile technology on clear, stress-free terms you can trust.
Every TrustPay plan is 12 equal payments. You choose how often they come out:
The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.
Yes, with TrustPay at Trusty Stores, you can get a mobile phone even with poor credit history. We offer inclusive financing with no credit check required, approving eligible shoppers up to £1,200.
No. When you choose TrustPay, we never run hard or soft credit checks. Your past credit score will not affect your application or your ability to purchase a handset.
You can qualify for up to £1,200 in credit with TrustPay, allowing you to choose from top brands including Apple, Samsung, and Google.
TrustPay offers completely interest-free repayments at 0% APR. You only pay the actual purchase price of your phone divided across your selected schedule, with zero added interest.
Approval with TrustPay is instant online. Once your checkout is complete, your mobile phone is prepared for dispatch and delivered straight to your UK address.
Apply for a TrustPay account — instant decision, no credit check